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SAVVY-DISCOUNTS.com
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SAVVY-DISCOUNTS.com tm
"Pay less everyday"
Save Money * Save Time * Take Control * Help the Environment
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---- 10th year ----

Cheaper: Insiders' Tips for Saving on Everything by Rick Doble and Tom Philbin OUR NEW BOOK! Just published
Cheaper:
Insiders' Tips for Saving on Everything

by Rick Doble and Tom Philbin
Save $5000 a year
with virtually no change in your lifestyle
Now available at your local bookstore
Click Now to Find Out More
List of index of all topics with links Financial calculators - printer friendly Cut budget 5000 dollars a year Only $8 / month for all long distance? coupons, free samples, catalogs, close-outs Rebel Consumer Blog

Issue for July 6, 2006

  1. FAST FOOD RESTAURANT INFORMATION
    How to find calorie, nutrition, ingredients and allergen details
  2. FAST FOOD CALCULATORS, PRINT-OUTS, LINKS
    Get Precise Information


Issue for June 1, 2006

  1. BASIC SEARCH ENGINES
  2. MORE WAYS TO SEARCH
    Specialized Searches
  3. ADVANCED SEARCH
    Get Better Results


Issue for May 4, 2006


  1. FREE DRUG PRESCRIPTION CARD
    Simple, instant signup, no obligation, no strings
  2. FIND PARTICIPATING PHARMACIES
    Compare Drug Prices


Issue for April 6, 2006


  1. NEW WEB SITE: AbusiveLove.com
  2. MORE LINKS AT ABUSIVELOVE.COM
  3. Definition of Abuse: WHAT IS ABUSE?


Issue for March 2, 2006

  1. A NEW BLOG FOR PEOPLE CONCERNED ABOUT OUR CONSUMER CULTURE
    The Rebel Consumer
  2. BLOG ARTICLE 1:
    Does Your Identity Come From Advertising?
  3. BLOG ARTICLE 2:
    My Identity Does Not Come From Advertising
  4. BLOG ARTICLE 3:
    Why Is Everyone Smiling?


Issue for February 2, 2006

  1. COUNSELING ON THE WEB
    Take your time to learn
  2. ABUSE SITES ON THE WEB
    A treasure trove of information
  3. PERSONALITY DISORDER SITES ON THE WEB
    PD help for those in trouble
  4. SELF THERAPY
    Do-It-Yourself


Issue for January 5, 2006

  1. CREDIT CARD PAYMENTS ARE GOING UP
    Have you budgeted?
  2. DEFAULT INTEREST RATE OR PENALTY RATE
    You'll be surprised at the rate and reasons for imposing
  3. OFFICES THAT HANDLE COMPLAINTS
    Know which offices to complain to
  4. HOW TO FILE A COMPLAINT
    Understand the steps that are involved


Issue for December 1, 2005

  1. Gift-Mall-Online
    Expanded service of SAVVY-DISCOUNTS.com
  2. LIST OF SPECIFIC MERCHANTS
    Detailed list of gift merchants
  3. WE STAND BEHIND OUR CUSTOMERS
    If you have any problem, we will help you resolve it


Issue for November 3, 2005

  1. AN INTERVIEW WITH A DOLLAR STORE MANAGER
    Inventory changes often
  2. CHANGE YOUR SMOKE ALARM BATTERIES
    Don't risk your life with old batteries
  3. START CHRISTMAS SHOPPING NOW
    Get ahead of the holiday madness


Issue for October 6, 2005

  1. DOLLAR STORES
    Some Of The Very Best Deals
  2. SOME OF MY BEST FINDS: PART I
  3. SOME OF MY BEST FINDS: PART II


Issue for September 1, 2005


    PLEASE NOTE:
    Our publishing schedule has changed.
    We will be publishing once a month instead of twice a month
  1. PRICE HIKES IN GASOLINE = EXTRA $500 PER YEAR
  2. BUY MORE STORE BRANDS AT THE SUPERMARKET
    And discount stores
  3. REDUCE LONG DISTANCE PHONE
    And cell phone expenses
  4. USE LESS GAS WHEN YOU DRIVE
    And tips to save at restaurants


Issue for August 4, 2005

  1. SIMPLE INTERNET SHOPPING RULES AND TIPS
    DEAL WITH REPUTABLE COMPANIES
  2. USE THE PHONE
  3. WATCH CREDIT CARD CHARGES


Issue for July 7, 2005

  1. POWER COMPANY BACKS DOWN ON BILL
    Reduces bill by $30
  2. POWER COMPANY SENDS ME A CHECK
    For $1000


Issue for June 16, 2005

  1. TRAVEL TIPS
    Do You Get What You Pay For?
  2. DISCOUNT AIRLINE VS. MAJOR AIRLINE
    Discount carrier is better all around
  3. DISCOUNT HOTEL CHAIN VS. LUXURY HOTEL CHAIN
    Luxury hotel is not worth extra $100


Issue for June 2, 2005

  1. CUTTING BACK ON SMALL REGULAR EXPENSES
    A good way to save a lot of money
  2. REMOVING LONG DISTANCE MONTHLY FEE
    Why pay for something I do not use?
  3. REDUCING CABLE AND BANK FEES
    It just took a bit of asking


Issue for May 19, 2005

  1. HAGGLING, BARGAINING, NEGOTIATING
    Intense media interest
  2. PRICING
    What costs are negotiable
    Price is not the only thing to negotiate
  3. GETTING STARTED
    What do you say?
    How much do you offer?
    Who do you negotiate with?


Issue for May 5, 2005

  1. PEOPLE ARE GOING BROKE FOR NO REASON
    ABC's 20/20 finds that people are paying extra for nothing
  2. WHAT ABC'S 20/20 FOUND
    Most people cannot tell the difference
  3. CUT YOUR CABLE BILL - FOR THE ASKING
    Company lowers my bill from about $70 to $58 with no difference in service


Issue for April 21, 2005

  1. FINANCIAL DIET
    A Debt And Retirement Crisis In America
  2. WHERE IS THE MONEY GOING?
    Small Expenses Add Up To Big Losses
  3. CUTTING BACK ON EXPENSES
    Do You Have To Change Your Lifestyle?


Issue for April 7, 2005

  1. GROCERY COUPONS
  2. GROCERY VOUCHERS
  3. FREE CLOTHING CATALOGS
  4. FREE CLOSE-OUT CD SOFTWARE


Issue for March 17, 2005

  1. NEW TRAVEL PAGES
  2. TRAVEL TOOLS AND TIPS
  3. INFO FOR WORLD TRAVELERS



Issue for March 3, 2005

  1. CELL PHONE BUYER'S GUIDE
  2. ADVANTAGES OF A PREPAID CELL PHONE
  3. FREE CELL PHONES WITH A PLAN
  4. CALLWAVE BARGAIN PHONE SERVICES



Issue for February 17, 2005


  1. CONSUMER GUIDE TO LONG DISTANCE PHONE SERVICES
  2. LONG DISTANCE PHONE CALLS FROM YOUR HOME
  3. CELL PHONE SERVICES
  4. PHONE CARDS
  5. PHONE CALLS AWAY FROM HOME



Issue for February 3, 2005


  1. LATEST NATIONAL MEDIA MENTIONS
  2. TOP NINE WAYS TO SAVE


Issue for January 20, 2005


  1. SAVVY-DISCOUNTS IS 10 YEARS OLD
  2. GAIN FREEDOM AND PEACE OF MIND
  3. IF THIS IS SUCH A GREAT IDEA WHY DOESN'T EVERYONE DO IT?


Issue for January 6, 2005


  1. PREPAID LONG DISTANCE IS THE COMPLETE LONG DISTANCE SOLUTION
  2. FOUR YEARS OF PREPAID LONG DISTANCE AND QUITE HAPPY
  3. ONLINE MANAGEMENT
  4. WHY THIS SERVICE IS BETTER
  5. OTHER ADVANTAGES
  6. WE STAND BEHIND OUR CUSTOMERS


Issue for December 2, 2004


  1. Gift-Mall-Online
    Expanded service of SAVVY-DISCOUNTS.com
  2. LIST OF SPECIFIC MERCHANTS
    Detailed list of gift merchants
  3. WE STAND BEHIND OUR CUSTOMERS
    If you have any problem, we will help you resolve it


Issue for November 18, 2004


  1. CHEAPER AROUND CHRISTMAS
    Some things cost less during the holidays
  2. FREE CALENDARS, PLANNERS
    Keep a sharp look out for freebies
  3. GET THE STORE TO INCLUDE A GIFT RECEIPT
    It makes returns and exchanges much easier

Issue for November 4, 2004


  1. CUT CHRISTMAS SHOPPING EXPENSES
    Online information details how
  2. LINKS TO SPECIFIC CHAPTERS to cut Christmas shopping expenses
  3. LINKS TO MORE CHRISTMAS COST CUTTING TIPS
    at the Savvy-Discounts.com web site

Issue for October 21, 2004


  1. PREVENT COLDS AND FLU
    Does simple and cheap
    hand washing really do any good?
  2. MORE ABOUT FLU AND HAND WASHING
  3. MORE FLU PREVENTION TIPS
    From The CDC or The Centers for Disease Control and Prevention in Atlanta, Ga.

Issue for October 7, 2004


  1. HOW TO BREW A GREAT CUP OF COFFEE
    Delicious java does not have to cost a lot
  2. MORE COFFEE TIPS
    Tastes better and costs less
  3. MR COFFEE(r)
    And other automatic drip coffee makers

Issue for September 16, 2004


  1. CLOSE-OUT NEW AUTOMOBILE SALES IN SEPTEMBER AND OCTOBER
    Wait until the new models are introduced for the biggest discount
  2. NEW AUTOMOBILE TERMS
    A little technical lingo could save you thousands
  3. HAGGLING FOR A LOW PRICE
    Know what price to aim for

Issue for September 2, 2004


  1. CLOSE-OUT SALES FOR NEW AUTOMOBILES IN SEPTEMBER AND OCTOBER
    Wait until the new models are introduced for the biggest discount
  2. NEW AUTOMOBILE TERMS
    A little technical lingo could save you thousands
  3. HAGGLING FOR A LOW PRICE
    Know what price to aim for

Issue for August 19, 2004


  1. MONEY SAVING TIPS FOR STUDENTS
    How to develop life long habits
  2. SUPERMARKET TIPS
    Cut food costs for a lifetime
  3. WHAT AND HOW TO BUY USED
    Smart used buys can be better than new
  4. PRIVATE LABEL CLOTHING, CREDIT CARDS, TRAVEL AND GOVERNMENT SERVICES
    Other ways to save

Issue for August 5, 2004

    BACK TO SCHOOL BUDGET - TABLE OF CONTENTS
  1. DISCOUNT TELEPHONE LONG DISTANCE
    BigZoo prepaid long distance
  2. CUT CLOTHING COSTS
    Teach your kids to mix and match
  3. SCHOOL SUPPLIES
    Try office supply stores


Issue for July 15, 2004


  1. SUPERMARKET SAVINGS
    Very Detailed List of Strategies
  2. LINKS TO SUPERMARKET SAVINGS
  3. MORE LINKS TO SUPERMARKET SAVINGS
  4. MORE LINKS TO SUPERMARKET SAVINGS


Issue for July 1, 2004


  1. SAVING TIME
    Time is money
  2. LINKS TO TIME SAVING TIPS
  3. CALCULATOR FOCUS
    Irregular Payments Calculator

Issue for June 17, 2004


  1. 34 FREE ONLINE CALCULATORS
  2. 6 CREDIT CARD CALCULATORS
  3. 8 FAMILY BUDGET AND HOME FINANCE CALCULATIONS
  4. 2 HEALTH CALCULATORS
  5. 3 REAL ESTATE CALCULATORS
  6. 5 RETIREMENT AND INVESTMENT CALCULATORS
  7. 2 UTILITIES CALCULATORS
  8. EXTRA: 3 TRAVEL CALCULATORS

Issue for June 3, 2004

    AUTOMOBILE CALCULATORS
  1. LOAN CALCULATORS
    Best loan period, loan amounts, affordability
  2. REBATE CALCULATORS
    Rebates are tricky, be careful
  3. TOTAL COST COMPARISON CALCULATORS
    Compare two vehicles for purchase
  4. OPERATING COST CALCULATORS Calculate mpg and what your car costs to drive

Issue for May 20, 2004

  1. MOST POPULAR ARTICLES
    Top 10 Pages
    at SAVVY-DISCOUNTS.com
  2. NEXT 10 MOST POPULAR ARTICLES
  3. MOST POPULAR PRODUCT PAGES

Issue for May 6, 2004

  1. GAS PRICES HEADED HIGHER
    Here are 10 tips to help you save
  2. MORE GAS TIPS
    Plus 9 more gas saving tips
  3. DAILY THRIFTY TIPS
    Give this free newsletter a try

Issue for April 15, 2004

  1. INDEX TO CONSUMER GUIDE TOPICS
    ON THE SAVVY-DISCOUNTS.com
    WEB SITE

    Complete listing of in depth reports, newsletters, special articles on all topics
    == Save this newsletter for easy access to all information at our site

Issue for April 1, 2004

  1. GASOLINE ZONE PRICING
  2. TAKE ADVANTAGE OF ZONE PRICING
  3. WEB SITE THAT POSTS
    HIGHEST AND LOWEST GAS PRICES
    IN MOST CITIES IN THE USA
  4. MORE ABOUT GASOLINE ZONE PRICES

Issue for March 18, 2004

  1. MAKE REAL MONEY
    SELLING OUR EBOOKS
  2. FREE REVIEW COPY TO ALL READERS
    Judge for yourself
    No strings attached

Issue for March 4, 2004

  1. CONSUMER CULTURE ARTICLES
    Can you really earn $50 an hour
    saving money?
  2. COMPLETE LIST
    OF CONSUMER CULTURE
    ARTICLE LINKS

Issue for February 19, 2004

  1. THE ART OF COMPLAINING
    How to complain, get results,
    and not make anyone really mad
  2. FULL SET OF LINKS
    for "How To Complain"

Issue for February 5, 2004

  1. HOW TO HAGGLE, NEGOTIATE AND BARGAIN
    Step-by-step Information
  2. BEST SALES OF THE YEAR IN FEBRUARY
    Take advantage
  3. DEBT INTO WEALTH
    A one-of-a-kind program that really works

Issue for January 15, 2004

  1. ACTUAL PRICES
    There's nothing like the real thing
  2. REAL WORLD COMPARISON OF PRICES
  3. MATHEMATICAL CALCULATIONS

Issue for January 1, 2004


  1. 10TH YEAR OF PUBLISHING
    SAVVY-DISCOUNTS.com
  2. HOW TO MANAGE YOUR BILLS
    Including checkbooks and credit cards
  3. BASIC PERSONAL FINANCE TIPS
  4. UNPLANNED EXPENSES
    Main reason people go into debt
  5. CREDIT CARD AND BANKING TIPS PLUS
    Books and resources for personal finance


Issue for December 18, 2003


  1. LAST MINUTE FREE e-CARDS
    Chose from 16 sites. Instant delivery.
  2. DON'T BUY EXTENDED WARRANTIES
    A poor use of your money
  3. EXTENDED WARRANTY AND BAD REPAIR SERVICE
    A true story
  4. AN EXCEPTION TO THE RULE
    With refurbished products, a longer warranty might be okay.
  5. TRAVEL CALCULATORS
    Mileage between cities, between airports plus time anywhere


Issue for December 4, 2003


  1. REBATE RIP-OFFS
    Rebates are not true discounts
  2. WHEN TO USE REBATES
    Sometimes rebates are a good deal
  3. CHECK LIST FOR REBATE REFUNDS
    If you follow our tips it should be easy
  4. ORDERING CHRISTMAS GIFTS ONLINE
    is smart for out of town friends
  5. TRAVEL CALCULATORS
    Calculate the distance between airports, driving miles between cities and use our real time clock for any location in the world.
  6. LIST OF REGULAR ANNUAL SALES,
    DISCOUNTS AND SAVINGS

    Now online, click here to view


Issue for November 20, 2003


  1. Gift-Mall-Online
    Expanded service of SAVVY-DISCOUNTS.com
  2. LIST OF SPECIFIC MERCHANTS
    Detailed list of gift merchants
  3. WE STAND BEHIND OUR CUSTOMERS
    If you have any problem, we will help you resolve it


Issue for November 6, 2003


  1. SIMPLIFY, CUT AND REDUCE CHRISTMAS SHOPPING EXPENSES
    New e-booklet now available online
  2. LIST OF SPECIFIC CHAPTERS
    Detailed list of contents
    for Christmas savings


Issue for October 16, 2003


  1. SAVVY DISCOUNTS, THE BOOK
    Now Available Online
  2. TABLE OF CONTENTS FROM THE BOOK
    with links to online excerpts from the book
  3. WHY THIS BOOK IS SO USEFUL


Issue for October 2, 2003


  1. AUTOMOBILE DISCOUNTS
    Save thousands over a lifetime
  2. DETAILED LIST OF LINKS FOR AUTOMOBILE DISCOUNTS
    Buy new or used or lease
    And get a quality repair while avoiding scams
  3. SIMPLE EASY AUTOMOBILE REPAIR AND MAINTENANCE
    Over a dozen how-to articles



Issue for September 18, 2003

  1. CLOTHING DISCOUNTS
    New 21 page online in-depth e-booklet
  2. DETAILED LINKS
    Clothing Discounts
  3. MAKING THE MOST OF OUR TIPS
    Smart ways to combine tips for stylish low cost clothes


Issue for September 4, 2003

  1. PREVENT ACCIDENTS AND CRIME
    New online in-depth e-booklet
  2. SAFETY AND SECURITY
    Detailed Links
  3. COULD EMERGENCY CREWS FIND YOUR HOME?
    Your house number should be clearly marked
  4. WALKING CAN BE DANGEROUS
    In today's automobile society
    pedestrians are at risk


Issue for August 21, 2003

  1. NEW ONLINE INFORMATION
    For SAVVY-DISCOUNTS.com members
  2. CUT SUPERMARKET COSTS
    AS MUCH AS $1500 A YEAR
    Reduce your food and grocery budget
    Simple and easy
  3. MORE SUPERMARKET DISCOUNTS
  4. BUY HEATING FUEL NOW
    A man who manages a propane company told us this


Issue for August 7, 2003

  1. NOW ONLINE
    SAVE UP TO $5000 A YEAR AND MORE
    WITH OUR COMPREHENSIVE PLAN
  2. LINKS TO THIS REPORT
  3. HOW IS THIS POSSIBLE?
  4. JUST HOW MUCH IS $5000 A YEAR?
  5. COMING SOON - MORE IN DEPTH REPORTS
  6. LIST OF REGULAR ANNUAL SALES,
    DISCOUNTS AND SAVINGS

    Now online, click here to view


Issue for July 17, 2003

  1. TRAVEL AND VACATION COMPLAINTS
    How to complain and get results
  2. EXAMPLES OF TRAVEL
    AND VACATION COMPLAINTS

    Real problems that were resolved
  3. GET A DISCOUNTED HOTEL ROOM
    AND SAVE ON LODGING TAX AS WELL
  4. DISCOUNT FOR WEEK'S STAY
    5 days can cost less than 7 days
  5. VACATIONS COST LESS THAN YOU THINK
    How to calculate the true price
  6. LIST OF REGULAR ANNUAL SALES,
    DISCOUNTS AND SAVINGS


Issue for July 3, 2003

    11 UNUSUAL VACATIONS TIPS
    AND DISCOUNTS
  1. LEAVING YOUR HOME FOR VACATION
    Keep your home safe
  2. HOTEL TIPS
    Get the best deals
  3. SAVE ON GASOLINE
    Simple savings
  4. AIRLINE TIPS
    Unusual ways to save


Issue for June 19, 2003

  1. ASPIRIN: THE WONDER DRUG
    The benefits and uses just keep growing
  2. BENEFITS OF ASPIRIN IN MORE DETAIL
    It works for a large number of ailments
  3. NEW STUDY SHOWS COST SAVINGS WITH ASPIRIN
    Possible savings of $90 a month
  4. MORE ABOUT ASPIRIN
    All drugs can have dangerous side effects

Issue for June 5, 2003

  1. WELCOME READER'S DIGEST READERS
    Savvy-Discounts is listed
    in the June 2003 issue
    Great Bargains 2003
    PAY LESS for Almost Everything
  2. SAVVY DISCOUNTS, THE BOOK
    In Book Stores October 2003
  3. NEW FEATURES AT THE
    SAVVY-DISCOUNTS.com SITE
    Greatly expanded content and features
  4. ANNUAL SALES CALENDAR IS NOW ONLINE
    Plus Seasonal Discounts Calendar


Issue for May 15, 2003

  1. DUCT TAPE REPAIRS
    Quick, easy temporary repairs
  2. HOW TO APPLY DUCT TAPE
    Get the best results
  3. EXAMPLES OF USING DUCT TAPE
    You might not know all of these
  4. MORE USES FOR DUCT TAPE
    Repair that party dress!
  5. DUCT TAPE NOW COMES IN COLORS
    Disguise your repairs


Issue for May 1, 2003

  1. AVOID DECEPTIVE CREDIT TRAPS
  2. UNIVERSAL DEFAULT CLAUSE
    - CREDIT CARDS
  3. THE GUARANTEED APPROVAL TRAP
    - CREDIT CARD
  4. DEBT CONSOLIDATION TRAP
    - MORTGAGE AND CREDIT CARDS
  5. THE SIGNING SURPRISE
    - MORTGAGES


Issue for April 17, 2003

  1. SARS
    SEVERE ACUTE RESPIRATORY SYNDROME

    Worldwide Alert
  2. SARS WEB SITES
    Get the latest info
  3. SARS PREVENTION: HAND WASHING
    Simple and effective
  4. SARS PREVENTION: DISINFECTION
    Cheap and easy
  5. SARS - BASIC SYMPTOMS
    Know what to look for


Issue for April 3, 2003

  1. CONTRIBUTE TO YOUR IRA NOW
    There is still time
  2. SEND AN E-CARD FOR EASTER
    We made it simple
  3. RETIREMENT BLUES
    Will you have enough?
  4. TAKE OUR RETIREMENT QUIZ
    You won't believe the truth
  5. BASIC INVESTMENT ADVICE
    Its really quite simple
  6. RETIREMENT QUIZ ANSWERS AND TIPS
    You will be surprised by the answers


Issue for March 20, 2003

  1. WATCH YOUR GARBAGE
    What you throw away can tell them a lot
  2. BEST AUTO ANTI-THEFT DEVICE
    Cheap and effective
  3. AVOID HARMFUL NOISE
    Don't put your hearing at risk
  4. BE CAREFUL OF REMOTE HIGH TECH DEVICES
    Thieves might have your code
  5. SAVINGS CALENDAR FOR APRIL
    Count on these savings in April

Issue for March 6, 2003

  1. STOP TELEMARKETING CALLS
    You really can get control
  2. HOME HEATING PRICES UP SHARPLY
    We hope you took our advice last fall
  3. PORTION DIET
    The editor lost 5 pounds already
  4. 31 DAYS OF OSCAR
    Turner Classic Movies
  5. LETTER TO THE EDITOR
    Restaurant Specials?

Issue for February 20, 2003

  1. SPECIAL 2002 INDEX
    --COMPLETE INDEX FOR 2002
    Find your favorite article
    From the 26 issues we published
    SAVE THIS ISSUE FOR EASY REFERENCE



Issue for February 6, 2003

  1. VALENTINE'S E-CARDS ARE FREE
    Send a quick Valentine's Day e-card
    It's fast and free.
  2. PRESIDENT'S DAY SALES
    Monday, February 17
  3. THE PROBLEM WITH OVERWEIGHT AMERICA
    We have been sounding the alarm for years.
  4. THE TOO EASY DIET
    Lose weight
    Save money
    Save time
  5. THE SMALLER POTION DIET
    TIP 1: EAT OFF A SMALLER PLATE



Issue for January 16, 2003

  1. CHECK FRAUD MUCH LARGER
    THAN CREDIT CARD FRAUD
  2. CREDIT CARD HANGOVER
    Pay those holiday bills fast
  3. SAVINGS CALENDAR:
    COUNT ON THESE SAVINGS IN FEBRUARY
  4. COUGH MEDICINE FOUND USELESS
    Our home made recipe in last issue
    may be just as good
  5. IDENTITY THEFT
    Useful sites for help



Issue for January 9, 2003

  1. PREVENT COLDS AND FLU
    Does simple and cheap
    hand washing really do any good?
  2. BEWARE OF FAULTY LATE CHARGES
    ON YOUR CREDIT CARD STATEMENT
  3. ICICLES AND HOT SPOTS
    Winter is a great time to inspect your insulation
  4. MY MOTHER'S HOME-MADE COUGH MEDICINE
    Works better than anything else
  5. LETTER TO THE EDITOR
    Really cheap calendars



Issue for December 19, 2002

  1. LAST MINUTE FREE
    INSTANT E-CARDS

    We made it easy with a quick link
  2. DON'T GET SHORT CHANGED
    WITH CHRISTMAS RETURNS

    Make sure you get all the refund you are due
  3. FREE FAST & FUN WRAPPING PAPER
    It's simple and easy
  4. SAVINGS CALENDAR:
    Count on these savings in January
  5. MAKE THE DAY AFTER CHRISTMAS
    A TIME FOR THE FAMILY
    to get out of the house and shop



Issue for December 5, 2002

  1. FREE CALENDARS, PLANNERS
    Choose from a wide variety
  2. CHEAPER AT CHRISTMAS
    A few things actually cost less
  3. DO NOT BUY GIFT CERTIFICATES
    These are not a good deal
  4. SIMPLE CURE FOR ACHING FEET
    Even leg and back pains
  5. GET THE STORE TO INCLUDE A GIFT RECEIPT
    It makes returns and exchanges much easier



Issue for November 21, 2002

  1. EASY FOOD SUBSTITUTIONS
    Or the old switcheroo
  2. FANTASTIC RECIPES
    Choose from the best
  3. SAVINGS CALENDAR:
    Count on these savings in December
  4. KEEP FOOD FRESH
    Cheap Tricks
  5. SAVE ON PIZZA
    Get a discount every time
  6. CHEAP "CONVENIENCE" FOOD Great travel food



Issue for November 7, 2002

    LOTS OF CHEAP & SIMPLE TRICKS
  1. FRESH FAST FOOD
    MADE JUST FOR YOU
    Delivered to your table at no charge
    - really :)
  2. DON'T LET DIRT
    KEEP YOU IN THE DARK
  3. QUIZ - COFFEE DISCOUNT?
    Can you figure which deal is cheaper?
  4. SELLING -- IT'S NOT WHAT YOU THINK
    Listen to what a salesman has to say
  5. VIDEO TAPING TIPS
    Plus save money on rentals
  6. ANSWER TO QUIZ




Issue for October 17, 2002

  1. DON'T LET YOUR HOME BURN
    Check your smoke alarms now
  2. SAVINGS CALENDAR FOR NOVEMBER
    Grab these savings now
  3. HOME HEATING PRICES GOING UP
    Buy you can lock in today's price
  4. REUSE BATTERIES FROM SMOKE DETECTORS
    Just don't risk your life using old ones
  5. SAVE MONEY ON BATTERIES
    Top quality, less expensive



Issue for October 3, 2002

  1. MAGLITE FLASHLIGHTS
    It's getting darker; do you need a light?
  2. FLU SHOT
    Should you bother with a flu shot?
  3. IN THE MARKET FOR A NEW CAR?
    You may find the best deals right now.
  4. YARD SALES
    October is one of the best times to go.
  5. JOKES WE'VE HEARD RECENTLY
    Think no one cares about you?

Issue for September 19, 2002

  1. SAVE TIME AND MONEY - IT'S EASY
    Supermarkets are designed to take your money.
  2. CHEAP TRICKS
    Take a free mini-vacation
  3. GET TEN FREE TREES IN SEPTEMBER
    Join the Arbor Day Foundation
  4. 5000 GREAT BOOKS FREE
    Some of the greatest books every written
  5. SAVINGS CALENDAR FOR OCTOBER
    Watch out for savings
  6. WISDOM FROM BEN FRANKLIN

Issue for September 5, 2002

  1. CLOTHES ON SALE THIS FALL
    Wait for great savings
  2. FREE DIRECTORY ASSISTANCE
    Why pay $2 per call
  3. THE GIANT ECONOMY SIZE SCAM
    Bigger might just cost a lot more
  4. HOW TO LOOK LIKE A MODEL
    It's easy :)
  5. LOOK LIKE A MOVIE STAR FOR $22
    But this tip is for real
  6. BUY HEATING FUEL NOW
    This tip was worth repeating
  7. LETTER TO THE EDITOR
    Is that emergency cell phone call really free?


Issue for August 15, 2002

  1. INEXPENSIVE EMERGENCY CELL PHONE
    Make free emergency calls
  2. SAVINGS CALENDAR FOR SEPTEMBER
    A great month for sales
  3. LETTER TO THE EDITOR
    A thoughtful reader disagrees with our advice
  4. DENTAL INSURANCE PLANS
  5. SAVVY-DISCOUNTS.com RESPONDS
    TO THE LETTER TO THE EDITOR

    We respond in detail to questions the reader raised


Issue for August 1, 2002

  1. DEADLY MEAT
    Know how to cook hamburger properly
  2. CUT CLOTHING COSTS
    Tips from the MSNBC interview with Editor Rick Doble
  3. NEW: SEARCH THE SAVVY-DISCOUNTS.com WEB SITE
    Sophisticated search engine for our site
  4. CHEAP TRICKS: BUY HEATING FUEL NOW
    A man who manages a propane company told us this
  5. TIPS FOR BACK TO SCHOOL EXPENSES
    Save a bundle on school supplies and more
  6. LETTERS TO THE EDITOR


Issue for July 18, 2002

  1. ON SALE!
    Or when is a sale for real?
  2. CHEAP TRICKS
    Great weed killer
  3. DON'T GET ROBBED
    Simple tips
  4. SAVINGS CALENDAR FOR AUGUST
  5. 60,000 FREE RECIPES
    Complete recipe site
  6. LETTERS TO THE EDITOR

Issue for July 5, 2002

  1. STOPPED BY A COP?
    Here's how to make the best of things
  2. FORGET SUPER SIZING!
    Check out fast food calories online
  3. HOW TO SIZE UP A RESTAURANT
    Pick a good inexpensive place
    to eat when traveling
  4. GASOLINE IS EXPENSIVE
    Quick tips for saving
  5. LETTERS TO THE EDITOR


Issue for June 21, 2002

  1. IN DEPTH: Drug Pushers
    Expensive prescriptions may not be necessary
  2. CHEAP TRICKS:
    When you should never fill up your car with gas
  3. SAVINGS CALENDAR:
    July is a great month for close-outs and clearance
  4. RICK'S NOTES:
    How I got the credit card company to find its error
  5. DO-IT-YOURSELF:
    Very simple, thorough test of any car. No tools!
  6. QUICK TIP:
    Get free and almost free T-shirts


Issue for June 7, 2002

  1. Father's Day:
    e-mail a free e-card
    *MEMBERS ONLY* Section
  2. CHEAP TRICKS:
    Get fresher food at every trip
    to the supermarket
  3. JUST FOR FUN:
    Float your troubles away
  4. IN DEPTH:
    Credit Card Hell
    What to look for
    How to stay out of trouble
  5. RICK'S NOTES:
    A real world example of
    late payment charges
  6. JOKE:
    What some doctor's say about
    new prescriptions


Issue for May 17, 2002

  1. IN DEPTH: Is your car dangerous?
    1 in 4 cars is at risk
    Learn how to check your tires
  2. RICK'S TIPS - From Editor Rick Doble:
    Eating at an expensive restaurant
  3. NEWS: Price of long distance going up
  4. SAVINGS CALENDAR: June
  5. CHEAP TRICKS:
    Unstick those doors and windows
    with an old candle
  6. SPECIAL NOTE TO SUBSCRIBERS AT WEBTV


Issue for May 3, 2002


====================================
IN THIS ISSUE:
1.)...Mother's Day - e-mail a free e-card
      *Members Only* Section
2.)...You will pay a lot more
         for health insurance
      Dramatic rise in premiums
3.)...How you can reduce health care expenses
      4 strategies to save a bundle
4.)...Free note taking and calendar software
      Excellent program is totally free
5.)...Interview with Editor Rick Doble on TV
      Major NBC affiliate WTVJ in Miami, FL
         airs clothing tips
6.)...Letters/News
======================================

Issue for April 19, 2002


======================================
IN THIS ISSUE:
1.)...Earth Day, April 22, 2002
      Save money + help the environment
2.)...Use food carefully -
      Save $500 a year, save time
3.)...You don't need a lot of soap
      Save $50 a year
4.)...Savings Calendar for May
5.)...Follow-up notes for past issues
======================================

Issue for April 5, 2002


======================================
IN THIS ISSUE:
1.)...It's not too late!
      There's still time for your IRA
      Retirement Blues
2.)...What are you afraid of?
      Make sure you're scared of real dangers
3.)...New: *MEMBERS ONLY* Area
      Almost a dozen free calculators
      10,000s of free e-cards, jokes, lyrics
4.)...National toll free poison help hotline
      Write this down and save it
5.)...Retirement quiz answers and tips
      You might be surprised
======================================

Issue for March 15, 2002


======================================
IN THIS ISSUE:
1.)...The Canadian connection
      Prescriptions are much cheaper
2.)...Vacation or Die
3.)...Letters
4.)...Notes & Quotes
======================================

Issue for March 1, 2002


======================================
IN THIS ISSUE:
1.)...Is being overweight all your fault?
______A.) Breakfast Tips
______B.) Lose weight & save money
______C.) Simple exercise
2.)...Best deals for March
3.)...Letters
4.)...Notes & Jokes
======================================

Issue for February 15, 2002


======================================
IN THIS ISSUE:
1.)...Almost free movies
       that are best for TV viewing
2.)...Video taping tips
3.)...Cough medicine found useless
4.)...My Mother's recipe for
       home-made cough medicine
======================================

Issue for February 1, 2002


======================================
IN THIS ISSUE:
1.)...Check fraud #1 in USA
2.)...Quick easy kindling for any fire
3.)...Best deals for February
4.)...Letters to the Editor
======================================

Issue for January 18, 2002


======================================
IN THIS ISSUE:
1.)...BREAKING NEWS: Deep prescription discounts
2.)...Watch those extra credit card charges
3.)...Winter is best time to
      check home insulation
4.)...Simple cure for aching feet
======================================

Issue for January 04, 2002


======================================
IN THIS ISSUE:
1.)...Cook a great French omelette
2.)...Free stuff in January
3.)...Savings calendar
4.)...Letters to the Editor
======================================

Issue for December 14, 2001


=====================================
IN THIS ISSUE:
1.)...Buy heating oil/gas now
2.)...Cheaper at Christmas time
3.)...December deals
4.)...Avoid gift certificates
5.)...Don't get short changed with
      Christmas returns
=====================================

Issue for November 30, 2001


=====================================
IN THIS ISSUE:
1.)...Should you get a flu shot?
2.)...In the News:
      Cheap beef, points programs cut back,
      more
3.)...Selling -- It's not what you think:
      Listen to what a salesman has to say
=====================================


Issue for November 16, 2001


=====================================
IN THIS ISSUE:
1.)...Flu, Colds and Anthrax
      Does hand washing really do any good?
2.)...Own a PC, scanner and printer?
      Then you may own a free copy machine.
      Totally FREE software.
3.)...Savings Calendar:
      Count on these savings in November.
4.)...Quiz - can you figure
      which cup of coffee is cheaper?
=====================================



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