|
|
#1 web site for money-saving ideas Hi
~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~* Looking for SERIOUS women to work from home. No sales, No parties, No hassles! We provide extensive training and your own personal website. We are a group of women who are helping each other SUCCEED! Let us help YOU! For more information, apply online today. http://natasha.themomteam.com
#1. NEED AN INEXPENSIVE EMERGENCY CELL PHONE? ![]() Check out the free cell phones and different calling plans. An Internet company called "emergencycellphones" that sells used cell phones without any calling plan has the following to say: "The best thing about our emergency phone is that if you plan to use the phone just for 911 only, you get entirely free service from the cellular carrier in the area you are driving in. The cost for having the emergency phone after the initial purchase is nothing! The greatest reason people want a cell phone is for emergencies. You get these calls for free with the emergency phone. A great benefit with our phone is that you can also place non-911 calls. These calls are not free but it's nice to know that you could call someone collect or place a call with your credit card if you needed to." www.emergencycellphones.com
#2. SAVINGS CALENDAR FOR SEPTEMBER ![]() Discount Hotel Reservations Check out the specials! Such as: New York from $69 Chicago from $68 San Francisco from $79 Washington DC from $69 Fruits and vegetables in season: apples, cantaloupe, celery, chard, corn, cucumbers, grapes, green peppers, lima beans, nectarines, pears, tomatoes. NEW: Search all past newsletters and articles www.SAVVY-DISCOUNTS.com/search.html The home page and lots more information is at: www.SAVVY-DISCOUNTS.com The most recent issue is always online at: www.SAVVY-DISCOUNTS.com/currentissue.html All past online issues are available at: www.SAVVY-DISCOUNTS.com/archive.htm *MEMBERS ONLY* - FREE TO ALL SUBSCRIBERS - www.SAVVY-DISCOUNTS.com/members
#3. LETTER TO THE EDITOR ![]() Click to get a free lifetime drug discount card now Save up to 65% Good for everyone in your family Good at over 45,000 pharmacies nationwide Such as: Costco, Eckerd, Duane Reade, Longs, Safeway, Walgreens, Wal-Mart Secondly, maybe it is predictable for some people such as yourself, but for many, many others it is certainly not! No one should be lumped into a mass of "predictability" like that. I have been going to a dentist my whole life and never once did any of my dentists predict that my teeth would break and chip off between two teeth....it happened, not once but twice. No one predicted that my nephew would not have an enamel coating on his teeth by the age of 8 (a rare but natural occurrence) which would result in much pain as well as expensive dentistry. No one predicted my husband would need extensive dental procedures that would span the course of a year and a half (and that's just so far). For many other people a wisdom tooth is the culprit, and can sneak up on you and surprise you! Everyone is different. Maybe that person who asked for your advice had some "unpredictable problems". Just by reading the word "Orthodontics " in her letter I am fairly certain that she already knows that she is looking at a hefty dental bill coming up that she is going to need help with. She probably isn't looking at a yearly check up and cleaning as being a main reason for looking for insurance. In case you need to hand out a name for a good dental insurance company....my dentist tells me to tell my friends that "Clarica" is the best coverage they have seen so far. (And there is nothing in it for them by telling people this......my dentist is just interested in the well being of the client). Sorry to go on a little rant here, I just felt it was important to point out my difference in opinion. Yours Truly, Dana W. IDT Long Distance is the best regular long distance carrier 5¢/minute 24/7
#4. DENTAL INSURANCE PLANS ![]() DEBT INTO WEALTH A comprehensive, sensible plan to get you out of debt quickly. Read a description on our site.
#5. SAVVY-DISCOUNTS.com RESPONDS Remember someone always wins in Las Vegas and quite a few people may even win on a given day. This does not mean than gambling is a good way to spend your money. Insurance is a gamble. It can also be a sensible way to manage risk. We feel that it should be used to cover major catastrophic expenses such as a house fire or a cancer operation. Even if I never recover all the money spent on my homeowners insurance, it would still have been worthwhile because it protected a major asset from becoming worthless. In general it is not worthwhile to have an insurance policy that covers less than catastrophic needs. For most people, dental work is "fairly" predictable (please note the word "fairly") while for a few others there may be unusual problems. My dentist has seen hundreds if not thousands of patients over the years and based his judgment on that experience while you are basing your assessment of what is unpredictable on a few cases. And, of course, in your case what happened was not predictable. ![]() Click to get a free lifetime drug discount card now Save up to 65% Good for everyone in your family Good at over 45,000 pharmacies nationwide Such as: Costco, Eckerd, Duane Reade, Longs, Safeway, Walgreens, Wal-Mart Specifically you point out that your family needed a number of dental procedures that were unusual, yet you also say that you have been going to a dentist regularly over the years. Have you calculated all the money you have spent on dental insurance, not just when these recent problems arose? As I am sure you are aware, most medical insurance will not cover preexisting conditions. So if the person who wrote the initial letter asking about insurance has a serious condition, she probably will not be able to get a policy. You were indeed lucky to have a dental insurance plan from your husband's employer. And if your employer does offer a low cost policy as part of its employee benefits , I agree that it could be a very good deal. However, many companies do not offer this option and buying a separate policy can be quite expensive. Insurance companies make money. Believe me. Most people will not get back what they put into the policy while a few will get a large pay out. So my advice is this: For most people (people who must get their own policy not offered by their employer) dental insurance is not going to pay for itself in the long run. ![]() You can use the BigZoo like a calling card for 3.5¢/minute on the road. Or give one to your children to call home for 3.5¢/minute. ![]() APPLE CIDER VINEGAR Lose Weight... Feel Great... GUARANTEED! Apple Cider Vinegar has been successful for so many, see why it will work for YOU! Give yourself the gift of SLIM for ONLY $9.99 #6. PLEASE PATRONIZE OUR ADVERTISERS. Your purchases help support this free newsletter and web site. We have carefully selected these merchants for value and reliability. OUR PLEDGE TO YOU: In the event of any problem with a merchant that we list, we will try to help resolve your dispute. Your purchase must have been processed though a link on our newsletter or web site. As a consumer publication for 8 years, we at SAVVY-DISCOUNTS.com have considerable experience in consumer and complaint matters. Further if we experience a large number of complaints from any merchant, we will no longer list that merchant with our newsletter. If you have a problem, please e-mail us at this special e-mail address: this email address ![]() Do you have a great product/service at a bargain price backed by excellent customer service? Click here to find out more about how our advertising can work for you.
SAVVY-DISCOUNTS.com is used by the national media, such as: ![]() Click here to tell up to 5 friends about this free newsletter. SAVVY-DISCOUNTS.com WEB SERVICES Do you, your company or organization need:
Please visit this address at our web site for a detailed description. www.SAVVY-DISCOUNTS.com/web-services ---- Newsletter ---- Save Money * Save Time * Take Control * Help the Environment * |
Do you have a great product/service at a bargain price backed by excellent customer service? Click here to find out more about how our advertising can work for you. YOU PAY ONLY SHIPPING AND DELIVERY Only $7.50 per item Works with Windows 95, 98, ME, 2000, XP Hundreds of closeout CDs Special MacIntosh CDs also. Order 4 products and get free shipping on the fifth item. 100% money-back guarantee. Hurry - limited quantities on many CDs. Home Page Educational CDs Game CDs Home and Garden CDs Lifestyle CDs Productivity CDs Inexpensive Ink refills MacIntosh CDs Read these popular articles at our site: 17 Supermarket Secrets Impulse Buying How to save up to 70% on prescriptions
Buy milk, bread, fruit, cereal and meat at your local supermarket for 50% off. Important Links at Our Site: *MEMBERS ONLY*
Send us your comments and questions: |