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Published 1st & 3rd Thursday Of Each Month
Vol. 10, February 5, 2004
Here is the latest issue. Enjoy.
Editor, Rick Doble
TABLE OF CONTENTS
- HOW TO HAGGLE, NEGOTIATE AND BARGAIN
- BEST SALES OF THE YEAR IN FEBRUARY
- DEBT INTO WEALTH
A one-of-a-kind program that really works
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#1. HOW TO HAGGLE, NEGOTIATE AND BARGAIN
When you go looking for those great bargains in February (see next article) or any time of year, you can often negotiate a good deal. As usual the more you buy, the better your chances. I have put together some of my best tips along with a list of what you can bargain for in the following online section of our web site.
==TABLE OF CONTENTS
==Example, how to negotiate the price of real estate
==Price is not the only bargaining tool
==What price to offer
==What price to offer - more tips
==Example of a negotiation
==What, where and when to bargain
==Negotiation example - how we got a resort hotel suite for the price of a regular room at $29 a night
==Example of a negotiation, buying a $700 digital camera for $50 with a warranty
#2. BEST SALES OF THE YEAR IN FEBRUARY
February is a great month to find substantial discounts on big ticket items at many stores across the nation. I believe that this is the best time during the year to take advantage of sales.
Consumers can expect to find discounts on appliances including air conditioners plus audiovisual electronics, computers, exercise equipment, furniture, mattresses and used cars. They should also look for sales and close-outs on clothing and Christmas gadgets.
Many stores have special events on or around President's Day which falls on Monday, February 16 this year. February is one of the few times that appliances are on sale.
Consumers can get additional discounts on discontinued electronics and close-outs on clothing. Buying last years electronics is especially smart. All electronic models are discontinued eventually, so don't shy away from a slightly older but brand new model at 40% off.
There are many ways to get haggle to get additional savings. I suggest you ask for free delivery, for example, of a large appliance.
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#3. DEBT INTO WEALTH
A unique debt elimination system that really works
At the top of this newsletter, you will see an advertisement for Debt Into Wealth. I have spoken with Greg Moore, the creator and author of this system, for several hours on the phone and have carried his innovative "get out of debt fast" system for over a year now.
Greg designed this system after he himself had paid everything off, including his 30-year mortgage, in an astonishing 18 months! After 22 years of being in debt (Greg says he, like a lot of his clients, had been in debt since graduating high school) he realized that conventional financial advice was wrong: He was both trying to save and invest at the same time that he was paying a ton in interest payments. "Not smart...," says Greg.
After crunching some numbers (in addition to being a Certified Financial Independence Seminar leader, he's also an engineer), he realized that until he had paid all his debts, it did not make sense to save and invest a lot of money. Based on this, he devised a plan to pay off everything fast. He personally designed a down-to-earth debt elimination course with integrated debt freedom management software tools, which are part of the Debt Into Wealth system. He even adds a little spice and suggests that you have a party each time you pay off a credit card or a car loan.
His very simple plan targets and customizes the best method for paying off your specific combination of debts, including your mortgage in the shortest time period. And you won't have to get a second job to do it!
Not only will you be out of debt you will feel much better about your life and your home. You will feel like a weight has been lifted from your shoulders. You will feel free. And you'll save a whole bunch of money!
If you have any debts, I encourage you to try the first Lesson and the demonstration software for free.
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