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Here is the latest issue. Enjoy.
-- Katrina S., Houston, Tx.
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#1. PRICE HIKES IN GAS =
EXTRA $500 PER YEAR
In about eighteen months the price of gas has risen about $1 a gallon. Since the average car travels about 10,000 miles a year and gets about 20 mpg, it means that the average driver uses about 10 gallons per week. So an increase of $1 a gallon, adds up to an extra $40+ per month or about $500 extra a year.
Unlike other expenses consumers have little choice but to pay the additional cost. The alternatives are to drive less, car pool or buy a more efficient car, but most people will continue with their current lifestyle.
Nevertheless the $500 has to come from somewhere. We suggest the following ways to cut expenses that will not change your lifestyle and that can easily save $500 a year.
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#2. BUY MORE STORE BRANDS AT THE SUPERMARKET AND DISCOUNT STORES
We have mentioned this many times, but the easy way to spend much less money per week without spending more time and effort is to buy store brands. As ABC-TV pointed out on their 20/20 program that aired April 22, 2005 most people cannot tell the difference between store brands and national brands. The savings are dramatic, about $1000 a year and more which will easily pay for the increase in the price of gas.
Here is some information about how to shop for store brands at your favorite supermarket:
== Tips that we shared with ABC-TV's TheView
== Buying supermarket goods that are about to expire
== Detailed strategy for buying store brands at the supermarket
#3. REDUCE LONG DISTANCE AND CELL PHONE EXPENSES
Take a good look at your phone bill. There are often a number of extra expenses that you may not understand. If you are spending more than $15 for long distance you should really look into other options. If your cell phone bill is always higher than your monthly minimum costs, you should check into ways to cut those extra expenses.
In particular look at the in-state calling costs, local toll calls, extra charges, surcharges, connection fees and taxes on your bill.
While many long distance carriers offer an inexpensive per minute rate such as 5 cents/minute, this rate usually applies to state-to-state calls. In-state calls, where most calls are made, are often much more expensive. In addition many charge a monthly fee or a minimum.
We recommend Tel3 as a much less expensive alternative to home long distance and also to reduce extra cell phone costs. Tel3 is priced at 1.9 cents a minute from home with local access and 2.9 cents a minute for on-the-road calls. There are no extra fees, charges or minimums - not even taxes as these are included in the flat fee price and not tacked on later. Cell phone users can avoid overage charges by using the Tel3 service for long calls and also avoid roaming charges by using it from any phone when they travel out of their local calling area.
Read a detailed description of the Tel3 Flex Plan
#4. USE LESS GAS WHEN YOU DRIVE
AND TIPS TO SAVE AT RESTAURANTS
You might save 30% or more when you drive.
Read our check list for getting better mileage from your car
Also read our old newsletter about gas zone pricing
PLUS CUT EATING OUT EXPENSES:
12 tips on how to save at restaurants
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Call from a cell phone for much lower global rates
Use this service to call in the USA also for 1.9 cents a minute
---- Newsletter ----
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Call screening for cell phones
A CallWave first - works with any cell phone. Listen to the call, take it or transfer it.
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