PRICE HIKES IN GASOLINE EQUAL EXTRA $500 PER YEAR
Find ways to pay. Buy more store brands at the supermarket and discount stores
Reduce long distance phone and cell phone expenses
Use less gas when you drive.
Tips to save at restaurants
--- Frugal Living Tips ---
-- Savvy-Discounts.com Newsletter Archive --
September 1, 2005 Issue



Cheaper: Insiders' Tips for Saving on Everything by Rick Doble and Tom Philbin OUR NEW BOOK! Just published
Cheaper:
Insiders' Tips for Saving on Everything

by Rick Doble and Tom Philbin
Save $5000 a year
with virtually no change in your lifestyle
Now available at your local bookstore
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List of index of all topics with links Financial calculators - printer friendly Cut budget 5000 dollars a year Only $8 / month for all long distance? coupons, free samples, catalogs, close-outs Rebel Consumer Blog


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Rick Doble, Editor, SAVVY-DISCOUNTS.com

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Published 1st Thursday Of Each Month
Vol. 11, September 1, 2005

Here is the latest issue. Enjoy.
Editor, Rick Doble

    TABLE OF CONTENTS
    PLEASE NOTE:
    Our publishing schedule has changed.
    We will be publishing once a month instead of twice a month
  1. PRICE HIKES IN GASOLINE = EXTRA $500 PER YEAR
  2. BUY MORE STORE BRANDS AT THE SUPERMARKET
    And discount stores
  3. REDUCE LONG DISTANCE PHONE
    And cell phone expenses
  4. USE LESS GAS WHEN YOU DRIVE
    And tips to save at restaurants
  5. Search the SAVVY-DISCOUNTS.com web site
    Over 500 pages online
  6. About SAVVY-DISCOUNTS.com
    See a full description at this link
  7. Advertise with us - click here
  8. Classified Ads - as low as $9.97 -
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"What the heck... I'll give it a try!"

"I have to say I'm so glad I purchased your DebtIntoWealth System! It sounded good, so I figured 'what the heck,' I'll give it a try. My goal was to pay off $5000 in credit card debt and a car loan... It worked! It's now 9 months later and ALL of my debt is paid off..."
-- Katrina S., Houston, Tx.

What the heck. Give DebtIntoWealth a try, today!
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#1. PRICE HIKES IN GAS =
EXTRA $500 PER YEAR

In about eighteen months the price of gas has risen about $1 a gallon. Since the average car travels about 10,000 miles a year and gets about 20 mpg, it means that the average driver uses about 10 gallons per week. So an increase of $1 a gallon, adds up to an extra $40+ per month or about $500 extra a year.

Unlike other expenses consumers have little choice but to pay the additional cost. The alternatives are to drive less, car pool or buy a more efficient car, but most people will continue with their current lifestyle.

Nevertheless the $500 has to come from somewhere. We suggest the following ways to cut expenses that will not change your lifestyle and that can easily save $500 a year.



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#2. BUY MORE STORE BRANDS AT THE SUPERMARKET AND DISCOUNT STORES

We have mentioned this many times, but the easy way to spend much less money per week without spending more time and effort is to buy store brands. As ABC-TV pointed out on their 20/20 program that aired April 22, 2005 most people cannot tell the difference between store brands and national brands. The savings are dramatic, about $1000 a year and more which will easily pay for the increase in the price of gas.

Here is some information about how to shop for store brands at your favorite supermarket:
== Tips that we shared with ABC-TV's TheView
== Buying supermarket goods that are about to expire
== Detailed strategy for buying store brands at the supermarket



See our list of ways to cut your budget with no extra work or change in lifestyle
Cut budget 5000 dollars a year



#3. REDUCE LONG DISTANCE AND CELL PHONE EXPENSES

Take a good look at your phone bill. There are often a number of extra expenses that you may not understand. If you are spending more than $15 for long distance you should really look into other options. If your cell phone bill is always higher than your monthly minimum costs, you should check into ways to cut those extra expenses.

In particular look at the in-state calling costs, local toll calls, extra charges, surcharges, connection fees and taxes on your bill.

While many long distance carriers offer an inexpensive per minute rate such as 5 cents/minute, this rate usually applies to state-to-state calls. In-state calls, where most calls are made, are often much more expensive. In addition many charge a monthly fee or a minimum.

We recommend Tel3 as a much less expensive alternative to home long distance and also to reduce extra cell phone costs. Tel3 is priced at 1.9 cents a minute from home with local access and 2.9 cents a minute for on-the-road calls. There are no extra fees, charges or minimums - not even taxes as these are included in the flat fee price and not tacked on later. Cell phone users can avoid overage charges by using the Tel3 service for long calls and also avoid roaming charges by using it from any phone when they travel out of their local calling area.

Read a detailed description of the Tel3 Flex Plan



#4. USE LESS GAS WHEN YOU DRIVE
AND TIPS TO SAVE AT RESTAURANTS


You might save 30% or more when you drive.
Read our check list for getting better mileage from your car
Also read our old newsletter about gas zone pricing

PLUS CUT EATING OUT EXPENSES:
12 tips on how to save at restaurants


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Germany   3 cents
Canada   1.9 cents
Japan   5 cents
China   2.7 cents
Brazil   5.5 cents
Ireland   3 cents
Australia   3 cents
Portugal   4 cents
Philippines   14.5 cents
India   15 cents
Vietnam   24 cents


SAVVY-DISCOUNTS.com
---- Newsletter ----
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* Help the Environment *

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