OUR NEW BOOK! Just published|
Insiders' Tips for Saving on Everything
by Rick Doble and Tom Philbin
Save $5000 a year
with virtually no change in your lifestyle
Now available at your local bookstore
Click Now to Find Out More
--> Grocery Vouchers - Get Stuff For Free <--
#1 web site for money-saving ideas
Here is the latest issue. Enjoy.
#1. 34 FREE ONLINE CALCULATORS
Online Calculators Main Menu
In addition to the 8 automobile calculators that we featured in the last newsletter, you will find 26 more. These are some of the most useful free online calculators that you will find on the Internet.
Once you input your numbers and get the calculation, be sure to print out the results and save for reference. This can be very useful when comparing loans, planning for irregular expenses and many other calculations.
If you missed the last issue, here is the link to the index of just the automobile calculators for loans, rebates, comparisons, mpg and operating costs.
#2. SIX CREDIT CARD CALCULATORS
==CALCULATE CREDIT CARD COMPARISON
Calculator to compare costs of credit cards with varying interest rates, annual fees, introductory rates and compounding intervals.
==CALCULATE A DEBT CONSOLIDATION OR HOME EQUITY LOAN
This calculator computes a consolidating high interest debt into a lower interest loan.
==CALCULATE DEBT CONSOLIDATION LOAN TO LOWER MONTHLY PAYMENTS
Calculator for consolidating debts into one lower interest loan can reduce your monthly payments.
==CALCULATE FIXED VS. MINIMUM PAYMENT ON A CREDIT CARD
Compare, compute advantage to paying fixed payments on a credit card instead of paying only the minimum payment due.
==CALCULATE CREDIT CARD MINIMUM PAYMENT INTEREST
This calculator will compute the interest paid with only the minimum required payment.
==CALCULATE TOTAL CREDIT CARD INTEREST WITH MINIMUM PAYMENT
This calculator will computer grand total interest of credit card with only the minimum required payment.
==CONTENTS - LINKS TO CALCULATORS FOR CREDIT CARD DEBT; compare credit cards, calculate consolidation and home equity loans, minimum payment costs, fixed interest and personal finance.
Click Now to Create Your Own
Designed by a digital artist
Choose from lots of colored
Created exclusively for
Or remember this Web Name
#3. EIGHT FAMILY BUDGET AND HOME FINANCE CALCULATIONS
==CALCULATE AVERAGE INTEREST RATE.
Calculator to compute the average combined interest rate up to fifteen loans for personal finance.
==CALCULATE THE BUDGET PERCENT FOR EACH CATEGORY OF HOUSEHOLD EXPENSE.
Calculator for percentages of family expenses and personal finance.
==CALCULATE CASH FLOW FOR YOUR FAMILY BUDGET.
Inflow and outflow calculator for household and personal expenses and finance.
==CALCULATE GENERIC STORE-BRAND DISCOUNT SAVINGS.
Switch from national brand or namebrand items to generic, store-brand or private label products and save money. Personal finance calculator.
==CALCULATE IRREGULAR, NON-STANDARD PAYMENTS FOR YOUR HOUSEHOLD BUDGET AND PERSONAL EXPENSES AND FINANCE.
This calculator will convert your non-monthly payments into their monthly equivalents, and provide you with a total.
==CALCULATE LIFE INSURANCE NEED.
Calculator to help decide how much life insurance needed if survivors invest the benefits.
==CALCULATE LUNCH VS. RESTAURANT SAVINGS.
Brown Bag Savings Calculator For Personal Finance. Calculate the savings of cooking lunch at home and taking it to work instead paying money to eat at a restaurant.
==CALCULATE GALLONS OF PAINT NEEDED TO PAINT INTERIOR OR EXTERIOR OF HOME.
Home improvement and construction calculator.
==CONTENTS - Links to Calculators for family and home budget and personal finance - loans, insurance, cash flow, irregular payments, generic vs. name brand products.
#4. TWO HEALTH CALCULATORS
==CALCULATE BMI, BODY MASS INDEX
Calculator of height and weight in pounds (lb), feet (ft) and inches (in).
==QUIT CIGARETTE SMOKING METER
Track number of days, weeks, months years you have not smoked, money saved and extended life expectancy.
==CONTENTS - LINKS TO CALCULATORS FOR HEALTH, Quit cigarette smoking meter and Body Mass Index, BMI.
#5. THREE REAL ESTATE CALCULATORS
==CALCULATE COSTS OF HOME RENTAL OR PURCHASE
Calculator to compare the total cost of renting to total cost of buying a home with a mortgage.
==CALCULATE AND COMPARE MONTHLY PAYMENTS FOR SEVERAL LOANS
Input payments, interest rate, principal to compute the monthly payment.
==CALCULATE HOME MORTGAGE TAX BENEFITS
Calculator to estimate the tax advantages of home ownership.
==CONTENTS - LINKS TO FREE CALCULATORS FOR REAL ESTATE; monthly payments, renting, buying, tax benefits.
#6. FIVE RETIREMENT AND INVESTMENT CALCULATORS
==CALCULATE COMPOUND INTEREST
Calculator for growth of principal and interest over time. Compute savings in an IRA or Individual Retirement Account.
==CALCULATE THE GROWTH OF A MONTHLY INVESTMENT
Input monthly savings, interest rate and number of years for growth.
==CALCULATE AFTER-TAX FUTURE VALUE OF PERIODIC DEPOSIT
Total wealth, worth after annual inflation and federal taxes.
==CALCULATE RETIREMENT SAVINGS OR PRESENT VALUE OF AN ANNUITY
Calculator for monthly withdrawal of living expenses from a retirement fund.
==CALCULATE PROFIT OR LOSS FROM SELLING A STOCK
includes stock broker's commissions and fraction conversions.
==CONTENTS - LINKS TO FREE CALCULATORS FOR RETIREMENT AND INVESTMENT. Retirement savings, annuities, compound interest, growth, IRA, Individual Retirement Account.
#7. TWO UTILITIES CALCULATORS
==CALCULATE APPLIANCE OPERATING COST
Calculator for cost of electricity to run a device.
==CALCULATE TELEPHONE LONG-DISTANCE CALL COST
Real time calculator, meter computes expense of long distance call.
==CONTENTS - LINKS TO FREE CALCULATORS FOR UTILITIES. Long-Distance Call Cost Calculator, Appliance Operating Cost Calculator.
#8. PLUS THREE TRAVEL CALCULATORS
---- Newsletter ----
Save Money * Save Time * Take Control
* Help the Environment *
for as little as $9.97 with our classified ads.
Click Here To Find Out More
For more expensive display ads
with graphics that are placed at the top
of the newsletter
Self defense tips for Women
Empower Yourself And Win Before An Attack Even Happens.
-- FREE CD SOFTWARE --
YOU PAY ONLY SHIPPING AND DELIVERY
Only $7.50 per item
Hundreds of closeout CDs
Works with Windows 95, 98, ME, 2000, and XP for PCs. Special MacIntosh CDs also. Order 4 products and get free shipping on the fifth item. 100% money-back guarantee.
Hurry - limited quantities on many CDs.
Home and Garden CDs
Inexpensive Ink refills