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Published 1st & 3rd Thursday Of Each Month
Vol. 11, March 3, 2005

Here is the latest issue. Enjoy.
Editor, Rick Doble

TABLE OF CONTENTS
1. DISCOUNT CELL PHONE BUYER'S GUIDE
2. ADVANTAGES OF A PREPAID CELL PHONE
3. FREE CELL PHONES WITH A PLAN
4. CALLWAVE BARGAIN PHONE SERVICES
5. About SAVVY-DISCOUNTS.com
   See a full description at this link
6. Advertise with us - click here
7. Classified Ads - as low as $9.97 -
   Click here to advertise

An Urgent Message for Two-Income Families with Children at Home!

"The people who consistently rank in the WORST financial trouble are united by one surprising characteristic. They are parents with children at home." -- From the book, "The Two-Income Trap: Why Middle-Class Mothers and Fathers are Going Broke."
You and your spouse are working harder than ever before and falling farther and farther behind... even with two incomes! The "Big Three" -- Layoff, Illness, Divorce -- cause 87% of family financial disasters. Without a financial safety net... you're trapped!
Use this simple, innovative solution today to escape your trap and make your family secure again.
Lesson 1 is FREE!
Click here now:
www.debtintowealth.com
or send email to:
savvydiscount@debtintowealth.com

#1. CELL PHONE BUYER'S GUIDE


Continuing with our new information about phone service, we have added new pages to help consumers decide whether they need a cell phone and what they can afford. A cell phone is a major purchase because the buyer becomes locked into a one year or two year contract. Over a two year period, for example, he or she might spend between $1000 - $2000 even with a low cost calling plan. If the consumer wants out, the penalty for breaking the contract can be as much as $200.

I've noticed that one cell phone provider is advertising that it tells truth about its actual rates. The implication is that other companies do not. I suspect that when taxes, fees, charges and surcharges are factored in the bill goes up about 20%. One company stated that its fees could add as much as 28% to the final bill. Then add expensive overage charges, even more expensive roaming charges, another battery, accessories such as a battery charger and the consumer has spent much more than he or she planned. In this issue we provide links to two discount cell phone purchases - free cell phones with a plan and prepaid cell phones.

Cell Phone Buyer Information:
== Cell Phone Buyer Guide
== Calculate Wireless Costs
== Cell Phone Terms
== Cell Phone Backup
== Free Cell Phones, Motorola, Nokia, Samsung
== Discount Prepaid Cell Phone



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2.9 cents a minute, any phone
1.9 cents a minute with local access
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Excellent voice quality, fast connections, speed dialing
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#2. ADVANTAGES OF A PREPAID CELL PHONE

My wife recently bought a prepaid cell phone with a years worth of minutes for less than $100. She only needed this for emergencies. The offer included a free refurbished cell phone with 150 minutes good for one year. For many people I think that this might be the best discount. Prepaid allows you to control your costs and by its nature makes you much more aware of how much you have spent. This prepaid phone plan, for example, has a readout on the cell phone LCD screen that states how many minutes are left.
Discount Prepaid Cell Phone

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PORTABLE LONG DISTANCE
Any phone, anytime, USA-Canada, same flat rate, no fees!
To Read a Description of the Tel3 Advantage Prepaid Long Distance telephone service, click on one of the following links.

• Description of Tel3 Advantage
  
• Compare a major low cost long distance plan with Tel3 Advantage
  
• Compare cell phone rates with Tel3 Advantage
  
• Compare prepaid phone cards with Tel3 Advantage
  
• Cost comparison of making a call at a payphone or phone booth
  
• Tel3 Advantage International telephone rates.
  
• Why parents and students will like Tel3 Advantage
• Why travelers will like Tel3 Advantage

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#3. FREE CELL PHONES WITH A PLAN

For people who need a cell phone for more than just an emergency and very quick conversations, we located an excellent discount - a free new cell phone, with free accessories, and free shipping. Some even include a rebate of $50-$100 so you get cash back. Naturally this offer is only good with a cell phone plan for a year or two. But low cost plans are available across the country.
Free Cell Phones, Motorola, Nokia, Samsung

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#4. CALLWAVE BARGAIN PHONE SERVICES

In addition we have added new CallWave services to the bargain products we offer. CallWave is an excellent value. I have tried their products and they work well. All products come with a free trial period. Signing up and trying it out is a snap. They now offer:

Internet Answering Machine
Save the cost of a 2nd phone line when you are on the Internet
Hear the message, take the call or save it
CallWave Internet Answering Machine

Fax To Email
Business people love the privacy, speed and convenience of getting faxes in their email inbox - print or delete as needed.
CallWave Fax To Email

Call screening for cell phones
A CallWave first - works with any cell phone
Listen to the call, take it or transfer it
CallWave Cell Phone Call Screening

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Become a Tel3 Advantage prepaid long distance agent
and earn very good income.
Click here to find out how.

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