TRAFFIC TICKETS
How To Negotiate With A Policeman

Frugal Living Tips
-- SAVVY-DISCOUNTS.com Archive --
July 5, 2002 Issue


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Published 1st & 3rd Friday Of Each Month
Vol. 8, July 5, 2002

Here is the latest issue. Enjoy!
Editor, Rick Doble

    TABLE OF CONTENTS
  1. STOPPED BY A COP?
    Here's how to make the best of things
  2. FORGET SUPER SIZING!
    Check out fast food calories online
  3. HOW TO SIZE UP A RESTAURANT
    Pick a good inexpensive place
    to eat when traveling
  4. GASOLINE IS EXPENSIVE
    Quick tips for saving
  5. LETTERS TO THE EDITOR
  6. In our next issue
  7. About our advertisers
    We looked for good values from reputable merchants. Read our pledge to our readers if you encounter a problem.
  8. About SAVVY-DISCOUNTS.com




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#1. STOPPED BY A COP?
HERE'S HOW TO NEGOTIATE AND MAKE THE BEST OF THINGS


We all know that sinking feeling: the siren, the blue lights, the sudden nervousness. You are being stopped by a traffic cop. A ticket can be very expensive and dramatically increase your insurance as well.

While this certainly won't be an enjoyable experience, there are things you can do to make yourself and the policeman or policewoman more at ease. And the more comfortable you both feel, the more likely it is that you will get off with a warning.

A.)...Slow down and look for a wide shoulder, side street, or parking lot with plenty of room. If it takes a few blocks, don't worry. Your slow speed shows that you are complying with the officer and that you are looking for a place to stop.

Stop at a location where the two of you can engage in a friendly conversation rather than a hurried one with traffic whizzing by. It is not smart to pull over immediately on a busy highway with narrow or no shoulders. Both you and the officer will not feel at ease with traffic rushing just inches from your cars. In the past people have even been injured in these situations.

B.)...Stay in your car, pull out your drivers license and registration, roll down the window and put your hands on top of the steering wheel where the officer can see them. Most police approach from behind these days and if they can see your hands they will be more at ease.

C.)...Be extremely polite and courteous. Never, never argue with an officer; you cannot win. Simply being respectful will go a long distance. Let him or her know, you will do what they ask.




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#2. FORGET SUPER SIZING!
UNLESS YOU WANT A SUPER SIZED BODY


Here's one tip that goes against our frugal common sense. Super sizing those french fried potatoes and soft drinks at fast food restaurants is often a good deal for your wallet but a bad deal for your waistline. You can add 50% or more calories to your meal for just a few cents.

Oddly, an "a la carte" order of a burger with small fries and a small drink may cost a few cents more than the larger combination meal.

In this case, smaller is better. The long term cost of being overweight and eating a lot of fat and sugar is much more than the few extra cents a smaller size costs unless you are sharing the combo dinner.

In this day of the Internet, you can go to the web site of a fast food restaurant to find the calories for each serving.

The following web site lists links to many fast food restaurants and nutritional information about what they serve, such as Applebees, Burger King, Chilis, Jack in the Box, KFC, McDonalds, Souper Salad, Subway, Taco Bell, Wendy's.
http://www.dietriot.com/fff/rest.html




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Check out the specials!
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San Francisco from $79
Washington DC from $69


#3. HOW TO SIZE UP A RESTAURANT
Tips to help you pick a good inexpensive restaurant when traveling.


    EXPECT TO PAY A LOT MORE FOR THESE:
  • Table clothes
  • Linen napkins
  • Candles
  • A carved wooden sign (+ more if it has gold letters)
  • Restorante or Ristorante (any unusual spelling)
    PLUS:
  • A bistro will usually cost more that a cafe.
  • A cafe will usually cost more than a lunch counter.
  • A seafood place on the water will usually cost more than one a block or two back which may have better food.

    FOR GOOD VALUE LOOK FOR THESE:
  • A good breakfast place should have five or more newspaper racks outside.
  • A simple hand painted sign with a Grade A sanitation rating means that the restaurant probably serves inexpensive, quality down home cooking.
  • Chinese restaurants where the waiters all speak Chinese should have good authentic food. The same holds true for Mexican establishments; if the waiters all speak Spanish, the food should be good.

ALSO:
Pick up any local free newspapers. There are often special restaurant deals for visitors that are advertised in these publications.

If you don't see a menu posted outside, go inside and ask. They really won't mind. Don't be shy, it's better than sitting down and then feeling you should walk out. Make sure you are looking at the prices for the right time of day. Dinner can often be 50% more than lunch.



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#4. GASOLINE PRICES ARE UP A LOT SINCE THE START OF THE YEAR
Save money with these tips.


==Gas on a busy highway can cost 10c more per gallon than the same brand and same grade at a quiet corner just a few blocks away. Compare prices on the routes you normally drive, but don't go out of your way.

==When traveling out of town, check prices. It may be much cheaper in your town or at your destination. Fill up at the cheaper locations.

==Don't use a higher octane than you need. 40 million drivers unnecessarily buy a premium grade. Look at the car manual or call the manufacturer's Customer Service Department to determine the correct grade.

For the complete list of nineteen ways to save on gas read the full article at our site:
http://www.SAVVY-DISCOUNTS.com/r_gas.htm




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#5. LETTERS TO THE EDITOR

Hi SAVVY-DISCOUNTS.com ,
I have never seen a newsletter that is so valuable...thank you for searching out answers for many of us. I find reading it informative, helpful and it lends itself to increasing my knowledge about a lot of items. Again THANK YOU!!! Laura


Hi SAVVY-DISCOUNTS.com ,
Good morning to you friend. Until I read your article on discounts in the supermarket, I thought I knew how to shop for bargains. Thank you so much for this advice, because I certainly will use it.

NOTE: This message refers to the article at our site about secrets of supermarket shopping that we prepared for ABC-TV's TheView:
http://www.SAVVY-DISCOUNTS.com/SecretsOfSupermarkets.htm


Hi SAVVY-DISCOUNTS.com ,
You should not offer things only to people with credit cards. There are some who do not believe in them.

NOTE: We agree with you and there are ways that you can do business online without using a credit card at many web sites.

Register with Pay Pal which is an Internet financial service that allows a variety of payment methods including credit cards, debit cards, money in your Pay Pal account and electronic bank transfers.
http://www.paypal.com




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Or give one to your children to call home for 3.5 /minute.



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#6. WHAT'S NEXT?

With many people going back to school and starting new jobs along with great sales at this time of year, we'll talk about what is a genuine clothing sale - a lot of sales really aren't. Plus we'll give you some great food tips.




Get Calphalon pans, grills, ice cream makers
and all kinds of cook ware.
Read descriptions at our site:
www.SAVVY-DISCOUNTS.com/cooking


#7. PLEASE PATRONIZE OUR ADVERTISERS.

Your purchases help support this free newsletter and web site. We have carefully selected these merchants for value and reliability.

OUR PLEDGE TO YOU:
In the event of any problem with a merchant that we list, we will try to help resolve your dispute. Your purchase must have been processed though a link on our newsletter or web site.
As a consumer publication for 8 years, we at SAVVY-DISCOUNTS.com have considerable experience in consumer and complaint matters. Further if we experience a large number of complaints from any merchant, we will no longer list that merchant with our newsletter.
If you have a problem, please e-mail us at this special e-mail address:
this email address




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    #8. INFORMATION FROM
    SAVVY-DISCOUNTS.com

    is used by the national media, such as:
  • ABC-TV's TheView (Supermarket Secrets)
  • Woman's Day (3 articles)
  • Woman's World (6 articles)
  • Mademoiselle
  • Bottom Line/Personal (12 articles)
  • SweepsFeed - a TV syndicated news service for national distribution (2 interviews)
  • Editor, Rick Doble interviewed by WTVJ (NBC) Miami, FL, May 2002
  • Editor, Rick Doble is under contract with Penguin Books to write a book tentatively entitled Breaking the Price Barrier



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