Savvy-Discounts.com Newsletter
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Published 1st & 3rd Thursday Of Each Month
Vol. 10, November 4, 2004

Here is the latest issue. Enjoy.
Editor, Rick Doble

TABLE OF CONTENTS

1. CUT CHRISTMAS SHOPPING EXPENSES
   Online information details how
2. LINKS TO SPECIFIC CHAPTERS to cut Christmas shopping expenses
   
3. LINKS TO MORE CHRISTMAS COST CUTTING TIPS
   at the Savvy-Discounts.com web site
4. About Savvy-Discounts.com
   
5. Savvy-Discounts.com Home Page
   
6. Advertise with us - Click Here
   
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#1. CUT CHRISTMAS SHOPPING EXPENSES
Online information details how

www.SAVVY-DISCOUNTS.com/christmas_budget

This special Christmas section we has 22 pages of in-depth information.

To really enjoy the spirit of the holidays, you need to not feel rushed or spend more money than you can afford. We show you how to avoid "credit card hangover" in January when you get all those charges for gifts and goodies that you had forgotten about. With just a little planning you can have the best Christmas ever!
TABLE OF CONTENTS FOR
CUT CHRISTMAS SHOPPING EXPENSES

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#2. LINKS TO SPECIFIC CHAPTERS
to cut Christmas shopping expenses

== TABLE OF CONTENTS
== Christmas is Not an Emergency!
== Credit Card Hangover
== Shop Early
== Get Receipts
== Shop the Day After Christmas
== Frugal Tips
== Sales from November through January
== Practical Presents
== More Practical Gifts
== Managing Your Budget
== Plan Credit Card Expenses
== Do You Know Where Your Money Has Gone?
=== ADVICE FROM SHARON MILLS
AND KATHY GILLIKIN ===
== Christmas Shopping Advice
== Let's Talk Turkey
== Even Thrift Shores Have Regular Sales
== More Christmas Shopping Advice
== The Best Presents Can Cost Less
== Shop for Bargains
== Do You Know Where The Clearance Shelves Are?
== Book Deals

#3. LINKS MORE CHRISTMAS COST CUTTING TIPS
at the Savvy-Discounts.com web site

== START MAKING YOUR GIFT LIST NOW
== COST CUTTING TIPS FOR CHRISTMAS SHOPPING
== AVOID USING CREDIT CARDS, UNLESS IT IS FOR MAIL ORDER
== GIVE PRACTICAL GIFTS
== FOR FRIENDS AND RELATIVES FAR AWAY, CONSIDER MAIL ORDER
== MORE COST CUTTING CHRISTMAS SHOPPING TIPS
== STOCK UP ON CHRISTMAS WRAPPING PAPER, RIBBON, AND CARDS
== USE CREATIVE WRAPPING PAPER
== NEVER GIVE MORE THAN YOU CAN AFFORD
== DON'T GIVE GIFT CERTIFICATES!

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