CONSUMER GUIDES
INDEX TO ALL CONSUMER TOPICS
AT THE SAVVY-DISCOUNTS.COM
WEB SITE

Topics include:
Accidents And Crime, Automobile Expenses, Christmas, Clothing, Complaining, Consumer Culture, Do It Yourself - Diy, Environment, Groceries And Supermarket, Health And Fitness, Math For Finances, Negotiating And Bargaining, Personal Finance, Price Comparisons, Secondhand, Telephone Long Distance Guide, Time Savers, Travel, Utilities, Unplanned Expenses
From previous newsletters © Copyright 1995-2000 by SAVVY-DISCOUNTS.com - All Rights Reserved
NEW FOR 2016!
Objective impartial comparison of
auto insurance premium costs
Compare rates from dozens of insurance companies for any state in the USA
From each unbiased state's Department Of Insurance
The lowest rate is often less than 75% from the highest rate for the same coverage

www.savvy-discounts.com/car_insurance_rate_comparisons

List of index of all topics with links Financial calculators - printer friendly Cut budget 5000 dollars a year Only $8 / month for all long distance? coupons, free samples, catalogs, close-outs Rebel Consumer Blog




NEW:
Complete USA Area Code Lookup Directory

Find the area code for any town, city or county in the USA plus lots of other useful links



NEW:
EXCLUSIVELY FOR SAVVY-DISCOUNTS.COM
Complete
Illustrated Home Hardware Repair Guide And Reference
Online
About 500 items commonly found in hardware stores are described and explained with buying, repair, diy and how-to tips.
See also our new consumer quides to diy and diy tips



LONG DISTANCE TELEPHONE SECTION


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In Depth
== Contents, complete consumer guide to frugal living to most types of long distance phone services
== Table of contents to cell phone, wireless and mobile plans, costs, hardware and providers
Smart Tips
== Learn to dial your long distance access code
== Access codes for ATT, MCI, SPRINT long distance carriers
== Cut your long distance telephone expenses
== How to determine your long distance company, troubleshoot phone service, avoid slamming
Calculator
== Calculate telephone long-distance call cost. Real time calculator, meter computes expense of long distance call.
Products
== Calculate cell phone wireless mobile plan costs, rates, expense
== Discount Tel3 Advantage prepaid long distance
== Discount prepaid virtual phone card
== Discount prepaid cell phone
== Free cell phone, Motorola, Nokia, Samsung cellphones, with a low cost wireless mobile cellular calling plan
== CallWave Internet Answering machine. Free trial.
== CallWave cell phone call screening, forward calls to home or office. Free trial.
== CallWave Fax to email. Free trial.
== Discount prepaid phone calling cards




TOPICS LISTED IN ALPHABETICAL ORDER


ACCIDENTS AND CRIME

In Depth
== Table Of Contents - How To Prevent Crime, Accidents, Injuries



ANNUAL SALES

Contents List | JANUARY | FEBRUARY | MARCH | APRIL | MAY | JUNE | JULY | AUGUST | SEPTEMBER | OCTOBER | NOVEMBER | DECEMBER


NEW FOR 2016!
Objective impartial comparison of
auto insurance premium costs
Compare rates from dozens of insurance companies for any state in the USA
From each unbiased state's Department Of Insurance
The lowest rate is often less than 75% from the highest rate for the same coverage

www.savvy-discounts.com/car_insurance_rate_comparisons

AUTOMOBILE EXPENSES

Online Calculators
automobile calculators
==8 Automobile Calculators: calculate Loans, Rebates, Car Comparisons, Mpg, Operating Costs
Smart Tips
== Gasoline discounts, 19 tips
Quick Savings
== Drive your automobile one more year
== Discounts on automobile insurance
In Depth
== Table Of Contents, Automobile Discounts. Buy a new or used car; avoid repair ripoffs
Links on the Web
== Automobile Internet Links
Annual Sales
== New Cars: September, October Used Cars: November



BLOG - THE REBEL CONSUMER
Read how you can free yourself from the influence of advertising and marketing while you and your family can live a more sensible, fulfilling and low cost lifestyle.

Blog - The Rebel Consumer

Overview Of The Rebel Consumer Approach



CHRISTMAS

Quick Savings
== Christmas discounts
In Depth
== Table Of Contents - Cut And Reduce Christmas Shopping Expenses
Annual Sales
== See listings for November, December, January



CLOTHING

Smart Tips
== Discount tips for outlet shopping, 10 tips
Quick Savings
== Buy private label clothes, dresses, suits, shirts, pants
In Depth
== Table Of Contents - Clothing Discounts
Annual Sales
== Various sales all through year - check each month

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COMPLAINING

In Depth
== Table Of Contents, How To Complain And Get Results




CONSUMER CULTURE

Smart Tips
== Impulse buying
In Depth
== Table Of Contents, Consumer Culture Articles, From SAVVY-DISCOUNTS.com
Links on the Web
== Consumer Information Internet Links



CREDIT CARDS

Online Calculators
credit card calculators
== Compare Credit Cards, Calculate Consolidation And Home Equity Loans, Minimum Payment Costs
Smart Tips
== Avoid high interest rates and penalties
== Credit card tips
Newsletter Archive
== 05/01/03 - Credit cards & Mortgages



DO IT YOURSELF - DIY

Links on the Web
== Home And How-To Internet Links



ENVIRONMENT

Smart Tips
== Save money and help the environment, 16 tips
Links on the Web
== Environment Internet Links



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GROCERIES AND SUPERMARKET

Online Calculators
family budget calculators
== Generic Vs. Name Brand Products, Brown Bagging Lunch, Cash Flow, Irregular Payments
Smart Tips
== Discounts on groceries, 50% off
== ABC TV TheView : 17 Secrets That Your Grocer Doesn't Want You To Know
== Table Of Contents, How To Compare Prices
Quick Savings
== Store brands, house and in-house brands, private labels and generics
== Stock up and stockpile - buy on-sale, at discounts warehouses and specialty stores
In Depth
== Table Of Contents, Supermarket Discounts And Grocery Store Shopping
Links on the Web
== Food Internet Links
Annual Sales
== Some fruits and vegetables are fresh and at a discount each month, check listings



HEALTH AND FITNESS

Online Calculators
health calculators
== Quit Cigarette Smoking Meter And Body Mass Index, BMI
Smart Tips
== Discounts on medicine, 14 tips
== Drug prescription discounts, full set of tips and articles
Price Comparison
== Discount store-brand medicine saves almost half
== Vitamin pill comparison shopping
== Save about 35% on doctor bills
Newsletter Archive
== 06/19/03 - Aspirin, Wonder Drug
== 04/17/03 - SARS
== 01/09/03 - Prevent Flu
== 08/01/02 - Dangers of E.Coli Bacteria
== 06/21/02 - Expensive Prescriptions
== 05/03/02 - Health Care Costs
== 02/15/02 - Home-made cough medicine
== 11/30/01 - Flu Shot?
Links on the Web
== Health And Fitness Internet Links



MATH FOR FINANCES

Online Calculators
family budget calculators
== Loans, Insurance, Cash Flow, Irregular Payments, Generic Vs. Name Brand Products
Smart Tips
== Table Of Contents, Toc -- Price Comparison Book -- How To Compare Prices
Quick Savings
In Depth
== Financial math, simple mathematics and examples for your personal finances



NEGOTIATING AND BARGAINING

In Depth
== Table Of Contents, Negotiating, Bargaining And Haggling



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PERSONAL FINANCE

Online Calculators
family budget calculators
== Loans, Insurance, Cash Flow, Irregular Payments, Generic Vs. Name Brand Products
retirement calculators
== Retirement Savings, Annuities, Compound Interest, Growth, Ira, Individual Retirement Account
Quick Savings
== Get a refund from stores and merchants
In Depth
== Table Of Contents, Personal And Household Finance
Links on the Web
== Personal Finance Internet Links



PRICE COMPARISONS

In Depth
== Table Of Contents, Toc -- Price Comparison Book -- How To Compare Prices



SECONDHAND

Quick Savings
== Buy used and secondhand products and merchandise
Related Links On This Site
== Used clothing
Links on the Web
== Frugal Internet Links



TIME SAVERS

Smart Tips
== Saving time and money
In Depth
== Table Of Contents, Time Savers



TRAVEL

Smart Tips
== Hotel discounts, how to negotiate
== Discounts at restaurants, 12 tips
Links on the Web
== Travel Internet Links
Annual Sales
== Some months travel is cheaper at different locations - see monthly listings



UNPLANNED EXPENSES

Online Calculators
family budget calculators
==Irregular Payments, Cash Flow, Loans, Insurance, Generic Vs. Name Brand Products
In Depth
== Unplanned expenses and personal finance - the main reason people go into debt



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UTILITIES

Online Calculators
telephone and electricity calculators
== Real Time Long-Distance Call Cost Calculator, Appliance Operating Cost Calculator
Quick Savings
== Discounts on electricity and utilities
Newsletter Archive
== 08/15/02 - Free Emergency Cell Phone
== 02/01/02 - Quick Kindling
== 01/18/02 - Check Insulation




Check Our Annual Sales And Seasonal Discount Calendar
A Listing of Regular Month By Month Sales For:
Clothing, Automobiles, Furniture, Appliances, Computers, Televisions, Audio-Visual Equipment And More
Plus Fruits and Vegetables

   
SAVE EVEN MORE MONEY
Read our quick guide to saving $5000 a year
with no extra work or change in your lifestyle:
How To Cut Your Household Budget

Introduction | Supermarket | Stockpile | Utilities | Car
Long Distance Phone | Credit Cards | Used Products | Clothing | Christmas
Refunds | Company Benefits | Travel | Insurance | Government Services | Time And Money



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