
SAVE MONEY
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#4. Use e-mail instead of regular mail.
E-mail is faster and cheaper and there is no paper to discard. If you get junk
mail you can just erase it.
#5. Add insulation to your house.
Insulation will make your home much more comfortable, increase its resale value,
and save energy.
#6. Lower the temperature setting of your hot water heater.
Many hot water heaters come preset to 140 degrees. Many people do not need such
hot water.
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#7. Raise the temperature setting on your air conditioner.
You will save 5% for every degree over 70 degrees that you raise the thermostat.
That's a saving of 40% if your go from a setting of 70 degrees to 78 degrees.
#8. Buy some of your clothes at thrift stores.
You will save as much as 95%. Most towns of any size have dozens of thrift
stores with a variety of choice. And most new clothes, once washed a few times,
look just like the ones you got at the thrift store for a song.

#9. Waste less food.
Some estimates put food waste as high as 25%. Learn to label and date leftovers
so that they don't go bad. Plan recipes with leftovers in mind so that you can
plan meals that will use them up. And you'll have less garbage as a result.
#10. Use less soap.
Many experts believe that you can wash your clothes in less soap than
manufacturer suggests or your hair with less shampoo. You'll save money and put
less into the environment.
#11. Avoid highly packaged "convenience" foods.
Guess who pays for all that packaging? You do when you buy the product. We even
found store-brand discount tea bags without the string and outside wrapper for a
third of other tea bags and the quality was excellent. You are keeping all the
packaging from going into the landfills.
#12. Recycle newspaper as wrapping paper.
Kids love presents wrapped in the comics. Sports fans like gifts wrapped in the
sports section. Financial wizards would like a surprise wrapped with the pages
from the stock exchange. You'll save the price of wrapping paper.
#13. Make household products yourself.
You can save $100s each year by making your own household cleaners, health and
personal care items which are less toxic.
Get a copy of Cheaper & Better, Nancy Birnes, Harper & Row, $15.00.
#14. Buy a late model used car.
Many cars loose 25%-50% of their value in the first two years. Buy a used car
and get a much better deal.
In addition you can make a better informed choice about which car to purchase.
After two years you can read repair records and find out which cars perform the
best.
#15. Buy Used furniture.
There is an abundance of used furniture. You can save as much as 80% over new.
#16. Buy used CDs.
A used CD will sound just as good as a new CD. There are many discount used CD
stores today.