How To Cut Your Household BudgetConsumer guide to frugal living. Discount and money-saving household budget and personal finance strategies. Reduce living and home expenses with no extra work and no change in your lifestyle once you learn all of our simple easy tricks.
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10.0 CHRISTMAS DISCOUNTS
==Average Discount = $400
Faster than you can say "Santa Claus" Christmas will be upon us. Since this is a major expense for many families, not to mention a very emotional one, planning is important.
Stores make more money at Christmas than any other time of the year, for good reason. They are charging full list price because you, the shopper, have a deadline. Advertising and sales pitches often play to emotions and feelings of guilt.
The more you plan the less likely you are to spend money that you cannot afford. And the more you plan, the more likely you are to find just what you want on sale at an uncrowded store. Experienced shoppers know that with enough time, planning and flexibility, they can usually find exactly what they want on sale or at clearance and yard sales.
Plan to buy just about everything before November. When everyone else is going crazy, fighting the crowds and paying top dollar, you can be relaxing in your easy chair, knowing you are well ahead of the game.
10.0.1 START MAKING YOUR GIFT LIST NOW
You already know most of the people you'll be giving to. Get their clothing sizes, measurements, and other preferences (color, styles). Find out which are their favorite stores or mail order companies. Write these in a very small notebook you can put in your glove compartment. When you see something Uncle George might like at a yard sale, you'll have all the necessary information at your fingertips.