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1.0 INTRODUCTION

NOTE: This book was written in 1997 and the estimates are based on income and expenses for that year. We believe that today the average household could save $6,000 a year.

While these money-saving household budget, discount and personal finance strategies are based on information obtained in the USA, many if not most tips will apply to other countries such as Canada, the UK, Australia, Mexico and Europe and more.

You can change your future and your life. By simply changing a few shopping habits you can pay off your debt, save for retirement, start a business or take a vacation. $5,000 does not sound like all the much but year after year it is a genuine fortune especially if it is saved and put into a retirement or college fund.

We believe that you have the resources you need today to do the things you want and to live the American dream the way you had always hoped you could. You can set yourself free with the money you earn today just by shopping a little smarter.

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