Table of Contents
CUT AND REDUCE CHRISTMAS SHOPPING EXPENSES
1.0 CHRISTMAS IS NOT AN EMERGENCY!
1.0.1 WHY TALK ABOUT CHRISTMAS COSTS?
1.0.2 CHRISTMAS EXPENSES SHOULD BE THOUGHT ABOUT
1.1 CREDIT CARD HANGOVER; CUT CHRISTMAS SHOPPING EXPENSES.
1.1.1 DOES PLANNING FOR CHRISTMAS TAKE ALL THE FUN OUT?
1.2 START SHOPPING FOR CHRISTMAS IN JANUARY
1.2.1 GIVE AND ASK FOR PRACTICAL AND USEFUL GIFTS
1.2.2 GIVE GIFTS FROM MAIL ORDER CATALOGUES TO DISTANT FRIENDS AND RELATIVES
1.2.3 AVOID LARGE TICKET PURCHASES AROUND CHRISTMAS
1.3 GET THE STORE TO INCLUDE A RECEIPT
1.3.1 THE ART OF RETURNING GIFTS
1.3.2 MORE REFUND AND RETURNING TIPS
1.4 MAKE THE DAY AFTER CHRISTMAS A TIME FOR THE FAMILY TO GET OUT OF THE HOUSE AND SHOP
1.4.1 BEFORE AND AFTER CHRISTMAS - DRAMATIC PRICE DIFFERENCES
1.4.2 YOU HEARD IT HERE FIRST IN SAVVY-DISCOUNTS.com
2.0 FRUGAL CHRISTMAS TIPS
2.0.1 WHAT TO DO IF YOU WAIT UNTIL THE LAST MINUTE
3.0 PRE-CHRISTMAS AND POST CHRISTMAS SALES FROM NOVEMBER THROUGH JANUARY
4.0 PRACTICAL CHRISTMAS PRESENTS
4.1 MORE PRACTICAL CHRISTMAS GIFTS
5.0 MANAGING YOUR CHRISTMAS BUDGET
5.0.1 CREDIT CARD HANGOVER
5.1 PLAN YOUR CHRISTMAS CREDIT CARD EXPENSES
5.2 DO YOU KNOW WHERE YOUR MONEY HAS GONE?
6.0 SHARON MILLS
6.0.1 MAKE YOUR OWN CHRISTMAS CLUB
6.1 LET'S TALK TURKEY
6.2 MORE THAN THE USUAL 90% OFF; EVEN THRIFT SHORES HAVE REGULAR SALES
7.0 KATHY GILLIKIN
7.0.1 CHRISTMAS SHOPPING AT THE END OF SUMMER
7.1 THE BEST PRESENTS CAN COST LESS
7.2 SHOP AROUND FOR BARGAINS
7.3 DO YOU KNOW WHERE ALL THE CLEARANCE SHELVES ARE?
7.4 BOOK DEALS
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