SIMPLIFY, CUT AND REDUCE CHRISTMAS SHOPPING EXPENSES
Credit cards, debt hangover, receipts and returns
Frugal Living Tips
-- SAVVY-DISCOUNTS.com Archive --
November 6, 2003 Issue


List of index of all topics with links Financial calculators - printer friendly Cut budget 5000 dollars a year Only $8 / month for all long distance? coupons, free samples, catalogs, close-outs Rebel Consumer Blog


Cheaper: Insiders' Tips for Saving on Everything by Rick Doble and Tom Philbin OUR NEW BOOK! Just published
Cheaper:
Insiders' Tips for Saving on Everything

by Rick Doble and Tom Philbin
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Save Money * Save Time * Take Control * Help the Environment

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Published 1st & 3rd Thursday Of Each Month
Vol. 9, November 6, 2003

Here is the latest issue. Enjoy.
Editor, Rick Doble

TABLE OF CONTENTS

  1. CUT CHRISTMAS SHOPPING EXPENSES
    New e-booklet now available online
  2. LIST OF SPECIFIC CHAPTERS
    Detailed list of contents
    for Christmas savings
  3. LIST OF REGULAR ANNUAL SALES,
    DISCOUNTS AND SAVINGS

    Now online, click here to view
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#1. CUT CHRISTMAS SHOPPING EXPENSES
NEW ONLINE INFORMATION
FOR SAVVY-DISCOUNTS.com READERS AND MEMBERS

www.SAVVY-DISCOUNTS.com/christmas_budget

With this Christmas section we added 22 more pages of in-depth information. The SAVVY-DISCOUNTS.com web site now has over 350 pages of articles and newsletters.

WHAT YOU WILL FIND IN THIS FREE ONLINE 22 PAGE PUBLICATION:

Our latest "online e-booklet" shows you how to save time and money so that you enjoy Christmas more. To really enjoy the spirit of the holidays, you need to not feel rushed or spend more money than you can afford. We show you how to avoid "credit card hangover" in January when you get all those charges for gifts and goodies that you had forgotten about. With just a little planning you can have the best Christmas ever!
TABLE OF CONTENTS FOR
CUT CHRISTMAS SHOPPING EXPENSES


#2. LIST OF SPECIFIC CHAPTERS TO
CUT CHRISTMAS SHOPPING EXPENSES
== TABLE OF CONTENTS
== Christmas is Not an Emergency!
== Credit Card Hangover
== Shop Early
== Get Receipts
== Shop the Day After Christmas
== Frugal Tips
== Sales from November through January
== Practical Presents
== More Practical Gifts
== Managing Your Budget
== Plan Credit Card Expenses
== Do You Know Where Your Money Has Gone?
=== ADVICE FROM SHARON MILLS
AND KATHY GILLIKIN ===
== Christmas Shopping Advice
== Let's Talk Turkey
== Even Thrift Shores Have Regular Sales
== More Christmas Shopping Advice
== The Best Presents Can Cost Less
== Shop for Bargains
== Do You Know Where The Clearance Shelves Are?
== Book Deals



Check out our different financial calculators
and make your own savings and investment plans at the *MEMBERS ONLY* section of our web site:
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SAVE $5000 A YEAR
Table of contents
Introduction
Supermarket
Stockpile
Utilities
Car
Long distance
Credit cards
Used
Clothes
Christmas
Refunds
Company benefits
Travel
Insurance
Gov't services
Save time/money
End notes


Read these popular articles at our site:

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Impulse Buying
Are you being manipulated into buying more than you need or can pay for?

How to save up to 70% on prescriptions
14 tips reviewed by a licensed pharmacist plus many more tips.

Buy milk, bread, fruit, cereal and meat at your local supermarket for 50% off.


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