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Published 1st & 3rd Thursday Of Each Month
Vol. 9, November 6, 2003

Here is the latest issue. Enjoy.
Editor, Rick Doble

TABLE OF CONTENTS

1. CUT CHRISTMAS SHOPPING EXPENSES
   New e-booklet now available online
2. LIST OF SPECIFIC CHAPTERS
   Detailed list of contents
   for Christmas savings
3. LIST OF REGULAR ANNUAL SALES,
   DISCOUNTS AND SAVINGS
   Now online, click here to view
4. About SAVVY-DISCOUNTS.com
   See a full description at this link
5. Advertise with us - click here
6. Classified Ads - as low as $9.97 -
   Click here to advertise

#1. CUT CHRISTMAS SHOPPING EXPENSES
NEW ONLINE INFORMATION
FOR SAVVY-DISCOUNTS.com READERS AND MEMBERS

www.SAVVY-DISCOUNTS.com/christmas_budget

With this Christmas section we added 22 more pages of in-depth information. The SAVVY-DISCOUNTS.com web site now has over 350 pages of articles and newsletters.

WHAT YOU WILL FIND IN THIS FREE ONLINE 22 PAGE PUBLICATION:

Our latest "online e-booklet" shows you how to save time and money so that you enjoy Christmas more. To really enjoy the spirit of the holidays, you need to not feel rushed or spend more money than you can afford. We show you how to avoid "credit card hangover" in January when you get all those charges for gifts and goodies that you had forgotten about. With just a little planning you can have the best Christmas ever!
TABLE OF CONTENTS FOR
CUT CHRISTMAS SHOPPING EXPENSES

#2. LIST OF SPECIFIC CHAPTERS TO
CUT CHRISTMAS SHOPPING EXPENSES
== TABLE OF CONTENTS
== Christmas is Not an Emergency!
== Credit Card Hangover
== Shop Early
== Get Receipts
== Shop the Day After Christmas
== Frugal Tips
== Sales from November through January
== Practical Presents
== More Practical Gifts
== Managing Your Budget
== Plan Credit Card Expenses
== Do You Know Where Your Money Has Gone?
=== ADVICE FROM SHARON MILLS
AND KATHY GILLIKIN ===
== Christmas Shopping Advice
== Let's Talk Turkey
== Even Thrift Shores Have Regular Sales
== More Christmas Shopping Advice
== The Best Presents Can Cost Less
== Shop for Bargains
== Do You Know Where The Clearance Shelves Are?
== Book Deals

Check out our different financial calculators
and make your own savings and investment plans at the *MEMBERS ONLY* section of our web site:
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Read these popular articles at our site:

17 Supermarket Secrets
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Are you being manipulated into buying more than you need or can pay for?

How to save up to 70% on prescriptions
14 tips reviewed by a licensed pharmacist plus many more tips.

Buy milk, bread, fruit, cereal and meat at your local supermarket for 50% off.

Important Links at Our Site:

Current Issue Online

Archive of Past Issues

Money Saving Reports

200 Consumer Links

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