How To Cut Your Household Budget
By $5000 A Year

50+ Page Online Book By Rick Doble - Complete and Free

Consumer guide to frugal living. Discount and money-saving household budget and personal finance strategies. Reduce living and home expenses with no extra work and no change in your lifestyle once you learn all of our simple easy tricks.
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List of index of all topics with links Financial calculators - printer friendly Cut budget 5000 dollars a year Only $8 / month for all long distance? coupons, free samples, catalogs, close-outs Rebel Consumer Blog

Read These Other Sections In: How To Cut Your Household Budget
Introduction | Supermarket | Stockpile | Utilities | Car | Long Distance Phone | Credit Cards | Used Products

Clothing | Christmas | Refunds | Company Benefits | Travel | Insurance | Government Services | Time And Money


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==When you buy something, do not let the sales person put the receipt in the bag. Make him or her give it to you. You should file all receipts in one place in your wallet or purse. I fold my receipts and put them in my wallet. Keeping and finding your receipts is critical.

==Do not fill out warranty cards until the time to return the item to the store is over. Once you fill out a warranty card, you will deal with the manufacturer who can repair your product but not refund your money.

==Even though the time for returning an item is long gone, try anyway. My wife returned a canopy after many months and was given a full refund.

==Even if you've lost your receipt, don't give up. A store may still allow you to return it. You have nothing to lose.

==Make sure that the sales tax is refunded as well. Stores often seem to "forget" to refund this tax that you paid.

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