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1.1 A SIMPLE, EASY STRATEGY TO CUT YOUR HOUSEHOLD BUDGET

SAVVY-DISCOUNTS.com e-mail Newsletter has spent two years studying and researching ways that the average household can save a lot of money without doing any more work.

We have devised a very simple personal finance system that most households can use to save about $5,000 each and every year from their budget. Naturally, it will take a little time to learn the skills involved. This shouldn't take more than one hour a week if you want to learn slowly, two hours if you want to save money faster.

Once you've learned these skills, you will save about $5,000 every year, and it will take you no extra time.

How is this possible? It's very simple. If you can save a little bit here and there every week, it adds up to thousands of dollars a year. For example, if you could save 50 cents on 30 food products each week, you'd save over $750 a year. And that's just at the supermarket.

You can also easily save on clothes, insurance, electricity & utilities, your telephone bill, credit card fees, and Christmas expenses. Add it all up and most families will save over $5,000 a year. And remember you will get these discounts each and every year.

In fact once you've learned these skills, there's a good chance you will spend less time and do less work. Many people find this hard to believe, but the reason is very simple. When you simplify some costly things in your life, it takes less time to get things accomplished. For example, if you always get a refund for clothes that you don't like, you end up with more money in your pocket and fewer clothes you have to sort through in your closet. See chapter 16 for tips on saving time and money.

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