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6.0 KEEP IT SIMPLE; CONSUMER CULTURE ARTICLES, FROM SAVVY-DISCOUNTS.com
NEWSLETTER
Many
people these days are trying to save money and at the same time trying to simplify their
lives.
With
all the demands of work, family, keeping up a house, trying to stay healthy and pay the
bills, it is no wonder that a lot of people have decided they've had enough.
They
want time for themselves, time for the people they care about, time to smell the
roses.
The
popular perception is that saving money takes more time and more work. But this simply is
not true. If you buy less stuff, then you have less stuff to manage: less stuff to store,
keep track of, maintain, rummage through.
For
example, if you return clothes that you don't like, as we suggested in the Clothing Issue,
you will end up with more money in your pocket and fewer clothes to sort through, clean,
store, and feel guilty about. Although it takes a little time to return clothes (if you
use the method we suggested it should take only a few minutes), you will save dozens of
hours wading through the items in your closet and bureau.
For More Info About Refunds Click on this Link
Today
there are a lot of marketing schemes, that appear to save you money but actually require a
lot of work. A good example is frequent flier miles. At best you are getting about a 2
percent discount. But the paper work involved means that it is not worth it. You have to
file the statements you receive, contest any mistakes, plan a trip and use your miles
before they expire.
It
is much simpler and much much less expensive (for most people) to just pick the cheapest
flight available regardless of the airline and forget about all the "Bonus Award"
gimmicks.
Free Budget Calculators
Loans, Insurance, Cash Flow, Irregular Payments
Generic Vs. Name Brand Products
Brown Bagging Lunch
Another
example is coupons. Now I realize that many people do very well with coupons and save a
lot of money, but for the rest of us, it is just too much work.
We
believe you can save as much or more buying store brands. Even during a trial period (
when you test two or three store brands a week and return any you don't like), it will
take just a few minutes. Once you've decided on the ones you like, it will take you no
more time.
You
will have saved the coupon hassle: clipping, filing, shopping for specific items, and
keeping track of expiration dates.
Most
people simply do not have time for this, which is why only about 5 percent of coupons that
are printed ever get used.
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