Consumer Culture Editorials
From the pages of SAVVY-DISCOUNTS.com
Understanding money, debt and income. Deceptive advertising and marketing manipulation, how to get the best values, the Columbine tragedy, and even a little history of mass marketing. Editorials by Rick Doble, Editor.
Consumer guide to frugal living - from previous newsletters © Copyright 1995-2000 by SAVVY-DISCOUNTS.com - All Rights Reserved

This is a free service by the nation's #1 web site for smart consumer ideas
click here to find our more about SAVVY-DISCOUNTS.com
List of index of all topics with links Financial calculators - printer friendly Cut budget 5000 dollars a year Only $8 / month for all long distance? coupons, free samples, catalogs, close-outs Rebel Consumer Blog

Cheaper: Insiders' Tips for Saving on Everything by Rick Doble and Tom Philbin OUR NEW BOOK! Just published
Insiders' Tips for Saving on Everything

by Rick Doble and Tom Philbin
Save $5000 a year
with virtually no change in your lifestyle
Now available at your local bookstore
Click Now to Find Out More


Prev | Next | Contents


Over the last several issues I have said that there are a lot of extra benefits to saving money. In addition to having less debt and more money in the bank, you will simplify your life and help the environment.

There is also an another very important benefit: you will gain control over your own life.

It seems that most people spend all the money they earn and then some. Consequently, they are usually in debt, always paying interest and never able to "get ahead." Credit card debt today is astronomical. Many experts wonder what will happen in an economic downturn.

A large number of people simply live from pay check to pay check and are one pay check away from default or bankruptcy. In short, a lot of people are out of control. They have, in truth, given up control of their lives and have few options.

If they lose their jobs, which can happen to anyone these days in the era of downsizing, they could lose their homes and be forced to file for bankruptcy.

In this kind of environment keeping a job is crucial. However, because employees are so vulnerable, a boss can order a worker to do virtually anything within reason. For example, an employee can be ordered to take on extra work with no pay raise. If the employee refuses, he or she will probably be fired.

family budget calculators
Free Budget Calculators
Loans, Insurance, Cash Flow, Irregular Payments
Generic Vs. Name Brand Products
Brown Bagging Lunch

Studies show that people are working much longer today than they did 20 years ago. More spouses work as well, so both heads of the household have less time for their family, and both are under the thumb of their employer. Is this any way to live? Is this one of the reasons that many people seem so angry today?

If you get out of debt and put money in the bank, you have much less to worry about and a lot more options. If you lost your job, for example, you could have enough money to get retraining and find another. Or you might have enough money to start your own business.

So don't envy the neighbors with the new cars. They are probably up to their ears in debt. I saw a great bumper sticker on a sturdy but older car the other day. It read, "Don't laugh. It's paid for." How many people can say that these days?

Prev | Next | Contents

| Impulse buying | Introduction; How To Cut Your Household Budget By $5000 A Year | Price comparison book -- how to compare prices. |

Check Our Annual Sales And Seasonal Discount Calendar
A Listing of Regular Month By Month Sales For:
Clothing, Automobiles, Furniture, Appliances, Computers, Televisions, Audio-Visual Equipment And More
Plus Fruits and Vegetables.

Read our quick guide to saving $5000 a year
with no extra work or change in your lifestyle:
How To Cut Your Household Budget

Introduction | Supermarket | Stockpile | Utilities | Car
Long Distance Phone | Credit Cards | Used Products | Clothing | Christmas
Refunds | Company Benefits | Travel | Insurance | Government Services | Time And Money

"Pay Less Everyday"
Save Money * Save Time * Take Control * Help the Environment
The nation's #1 web site for smart consumer ideas
---- 10 years ----

Search the Savvy-Discounts.com Web Site
search Savvy-Discounts.com web site

Main Links: Home | Blog | Articles | All Topics Index | Calculators | Annual Sales Calendar | Consumer Links | Newsletter Signup | Current Newsletter | Newsletter Archive | Personal Finance Section
Discount Products: Discount Telephone Services | Free Discount Drug Prescription Card | List Of Discount Products
More About Us: Media Info | Ad Info | About Us | Contact | Sitemap |