THE COST OF ACCIDENTS, CRIME AND INJURIES
How To Prevent Crime, Accidents, Injuries
Be safe and secure. Avoid home and car accidents and prevent burglaries and theft.
Common dangers you may not be afraid of. How to stop injuries from happening. Burglar proof your home at a low cost. Hi-tech crime and how to prevent it.
Consumer guide to frugal living - from previous newsletters © Copyright 1995-2000 by SAVVY-DISCOUNTS.com - All Rights Reserved
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HOW TO PREVENT CRIME, ACCIDENTS, INJURIES
1.0 ACCIDENTS, CRIME AND INJURIES ARE EXPENSIVE
Being involved in an accident or being the victim of a crime can seriously affect your finances. For example, accidents in the U.S. cost about $700 per person per year which includes time lost at work and lost wages. Accidents kill tens of thousands of people and injure millions.
The costs of accidents and crime are unplanned expenses. Most victims borrow money to pay for these. After recuperating money must be found to repay the loan with interest. This loan might take years to pay off.
Protecting yourself in simple ways can save you thousands of dollars and the trauma of coping with a difficult situation.
1.0.1 THE 80-20 RULE
If you have never heard of the 80-20 rule it goes like this: 20% of the things you can do will give you 80% of the positive results. Doing the other 80% will only yield another 20% in benefits. Obviously this is a very rough rule of thumb, but the point is clear: do the most basic things first because they will do you the most good.
Here are some examples: 80% of the worst and most violent crimes are committed by 20% of the criminals. Locking up that 20% would make a big dent in the crime rate.
80% of automobile pollution is caused by 20% of the cars. Removing those 20% would improve air quality significantly.
The same rule applies to safety and security. Taking the most basic precautions (say 20% of all the things you could do) will protect you 80% of the time.
The point is while safety and security are very important, you should not go overboard. You could spend all your waking hours protecting yourself, but then you would never get to enjoy life.
We have tried to list the safety measures with the biggest paybacks. You can spend a small fortune on safety devices for your house or your car, but often these are not necessary and only complicate your life.
We have tried to list the most effective but at the same time the simplest and least expensive things you can do to keep you and your family safe and happy.
You will naturally think of other things which apply to your particular life style.