CREDIT CARD PHONE CALLS
SUCH AS WITH A VISA, MASTERCARD, DISCOVER CARD OR AMERICAN EXPRESS
Consumer guide to frugal living to long distance phone services
Including telephone, cell phone, telecommunications, telecom, definitions, glossary and how-to information
Original research and information © Copyright Savvy-Discounts.com 2005 except where noted
TERM: CREDIT CARD PHONE CALLS|
DEFINITION: Phone calls made with a credit card at a public pay phone, payphone, hotel or other phone.
EXAMPLES OF SERVICES: VISA, MASTERCARD, DISCOVER CARD OR AMERICAN EXPRESS
HOW TO CALL: Dial 0 plus the number, follow the prompts and then swipe your credit card.
COST: The cost for credit card calls can be high. See the example below.
BILLING/PAYMENT: Your credit card will be charged
EXAMPLE: A three minute call could cost you $2.35 according to one report. Some payphones may charge considerably more. The owner of the payphone sets the rates and some have been double or triple the rate mentioned earlier. You can, however, determine what your charges will be before making the call and you can hang up before being charged. See the comments from the FCC below.
COMMENTS: From the FCC (US government agency that oversees the telephone industry):
Consumers who make calls away from home should be aware that the long distance and local rates charged from payphones and phones in other public areas like hotels, motels, hospitals and airports can vary. Operator Service Providers (OSPs) provide long distance service (and in some cases, local telephone service) from public and pay telephones. When you place a call from a public or pay phone, the OSP serving the telephone usually handles the call if you dial "0" before dialing the telephone number.
Listen after you dial the number you are calling to determine which OSP is handling your call. The OSP must orally identify itself to you at the beginning of the call before the call is connected and billed. You will then be told how to learn the total price of a telephone call – including any surcharges – by simply pressing no more than 2 digits, such as the pound key, or by staying on the line. This gives you the opportunity to hang up on high rates and to "dial-around" the OSP by following your chosen long distance company’s instructions for placing calls from public telephones (e.g., dial 1-800-XXX-XXXX to reach your chosen long distance carrier; punch in your access code, etc.)
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