IS TELEPHONE "LINE GUARD INSURANCE" WORTH WHILE? -FINANCIAL MATH, SIMPLE MATHEMATICS, EXAMPLES FOR PERSONAL FINANCES

How to Manage Your Bills, Checkbook and Credit Cards
Personal finance tips for simple management of your money, income and debt.
How to balance a checkbook and easily find mistakes. When to pay bills and avoid late fees, penalties and bad marks on your credit record. How to keep unplanned expenses from making you go into debt.
Consumer guide to frugal living - from previous newsletters © Copyright 1995-2000 by SAVVY-DISCOUNTS.com - All Rights Reserved


This is a free service by the nation's #1 web site for smart consumer ideas
click here to find our more about SAVVY-DISCOUNTS.com
List of index of all topics with links Financial calculators - printer friendly Cut budget 5000 dollars a year Only $8 / month for all long distance? coupons, free samples, catalogs, close-outs Rebel Consumer Blog


FOR MORE ABOUT THIS TOPIC CLICK PREVIOUS OR NEXT

Prev | Next | Contents


8.3 IS TELEPHONE "LINE GUARD INSURANCE" WORTH WHILE? -FINANCIAL MATH, SIMPLE MATHEMATICS, EXAMPLES FOR PERSONAL FINANCES

If you do not have insurance from your local phone company for the lines inside your house, the company can charge you a basic $45 fee just to show up, plus $15 for every 15 minutes they work on your line.

"Line guard insurance" offered by your phone company costs a mere $4 a month (per line).

Question: If you need to call the phone company once in two years and the service call takes 30 minutes, which would be cheaper, the insurance costs or the uncovered visit?

Line guard insurance = $4 X 12 months X 2 years = $96

Half-hour service call = $45 + $30 = $75

In this example, an uncovered service call would cost $21 less than paying the monthly insurance.


Prev | Next | Contents




RELATED LINKS TO HOW TO MANAGE YOUR BILLS, CHECKBOOK AND CREDIT CARDS
| Christmas discounts. | Price comparison book -- how to compare prices. | Credit card tips. Avoid high interest rates and penalties. | Reduce Your Christmas Expenses | Prevent Accidents and Crime |

Check Our Annual Sales And Seasonal Discount Calendar
A Listing of Regular Month By Month Sales For:
Clothing, Automobiles, Furniture, Appliances, Computers, Televisions, Audio-Visual Equipment And More
Plus Fruits and Vegetables.

   
SAVE EVEN MORE MONEY
Read our quick guide to saving $5000 a year
with no extra work or change in your lifestyle:
How To Cut Your Household Budget

Introduction | Supermarket | Stockpile | Utilities | Car
Long Distance Phone | Credit Cards | Used Products | Clothing | Christmas
Refunds | Company Benefits | Travel | Insurance | Government Services | Time And Money



SAVVY-DISCOUNTS.com tm
"Pay Less Everyday"
Save Money * Save Time * Take Control * Help the Environment
The nation's #1 web site for smart consumer ideas
---- 10 years ----

  
Search the Savvy-Discounts.com Web Site
search Savvy-Discounts.com web site

Main Links: Home | Blog | Articles | All Topics Index | Calculators | Annual Sales Calendar | Consumer Links | Newsletter Signup | Current Newsletter | Newsletter Archive | Personal Finance Section
Discount Products: Discount Telephone Services | Free Discount Drug Prescription Card | List Of Discount Products
More About Us: Media Info | Ad Info | About Us | Contact | Sitemap |