UNPLANNED EXPENSES CHECK LIST

How to Manage Your Bills, Checkbook and Credit Cards
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How to balance a checkbook and easily find mistakes. When to pay bills and avoid late fees, penalties and bad marks on your credit record. How to keep unplanned expenses from making you go into debt.
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7.1 UNPLANNED EXPENSES CHECK LIST

Use this check list to get you
started. You may think of other
expenses that crop up unexpectedly
that you need to be aware of.
A. MEDICAL EXPENSES
 1. the initial deductible
 2. co-payments after the deductible is paid
 3. prescriptions
 4. dental work
 5. glasses - eye care
 6. over-the-counter treatments
a) colds & flu
b) other ailments
B. CAR REPAIR
 C. Children's expenses.
 1. school
 2. medical
 3. expenses you never imagined
D. HOME REPAIR
E. PET COSTS SUCH AS VISITS TO THE VET
F. REPLACEMENT OF EQUIPMENT
 1. your TV goes on the blink
 2. your clothes washing machine dies
G. ANNIVERSARIES, BIRTHDAYS, HOLIDAYS
H. MAGAZINES, NEWSPAPERS
I. MOVIES
J. EATING OUT
 1. restaurants
 2. take-out breakfast
 3. sodas, snacks
 4. lunch
K. IMPULSE ITEMS
 1. at the check out counter in a
supermarket or drug store or
convenience store or just about any
store these days
 2. shopping at the mall
 3. concession stands at the movies
or sports events or craft shows
L. TRAVEL
 1. esp. weekend, or short trips
M. LEGAL EXPENSES
 1. wills
 2. divorce
 3. buying a house
 4. dealing with an estate for which
there was no will
N. CATASTROPHES
 1. floods, earthquakes, hurricanes,
fires
 2. accidents, crime
 3. severe illness
O. WORK RELATED EXPENSES
 1. new clothes
 2. job training
 3. fees to an employment agency


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