CALCULATE DEBT CONSOLIDATION LOAN TO LOWER MONTLHY PAYMENTS
This calculator will show you how consolidating your all of your debts into one lower interest loan can reduce your monthly payments
Credit cards such as: Visa, MasterCard, Discover Card, Diners Club, American Express, Sears, WalMart Printer friendly: Get a printout of the calculation results and save the print version for budgeting or reference.


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For credit cards such as: Visa, MasterCard, Discover Card, Diners Club, American Express, Sears, WalMart.
Enter each one of the debts that you would like to pay off, along with their corresponding principal balances, interest rates, and monthly payment amounts. Once you have all your debts entered, make any desired changes to the "New Loan Information" default entries and then click on the "Calculate New" button.
Credit
Type Balance Payment Interest
Rate Annual
Fees
Mortgage
Credit Card
Automobile
Loan
Student Loan
Other
Additional Cash? Purpose... Pay personal IOU's Improve home Vacation Support family Self-employment business Combination of uses
New Loan Information
Enter data about your planned New Loan with us (change any of the proposed numbers below).
Porposed interest rate (%):
Loan term: 5 Years 10 Years 15 Years 20 Years 25 Years 30 Years
Estimated closing costs ($):
Federal & state tax rate (%):
THIS WILL CALCULATE THE FOLLOWING:
Results Current New Loan
Total debts:
Effective rate before taxes:
Effective rate after taxes:
Total monthly payment:
Monthly savings:
Annual savings:
Five year savings:
Ultimate Savings Report
What if you were to pay the same OLD payments instead of your NEW LOWER PAYMENTS... (which is your choice every month)... your monthly SAVINGS will reduce the loan principal each month, SHORTENING the loan itself... without ANY more costs than you used to pay.
Total years SAVED if same OLD payments are made on NEW loan:
Total years until "FREE & CLEAR" if savings are paid to principal:
TOTAL INTEREST SAVED over life of loan if savings are applied to principal:






Debt Consolidation Calculator V3
This calculator will show you how consolidating your all of your debts into one lower interest loan can reduce your monthly payments.

Enter each one of the debts that you would like to pay off, along with their corresponding principal balances, interest rates, and monthly payment amounts. Once you have all your debts entered, make any desired changes to the "New Loan Information" default entries and then click on the "Calculate New" button.

Credit
Type
Balance Payment Interest
Rate
Annual
Fees
Additional Cash?
New Loan Information
Enter data about your planned New Loan with us (change any of the proposed numbers below).
Porposed interest rate (%):
Loan term:
Estimated closing costs ($):
Federal & state tax rate (%):
Results Current New Loan
Total debts:
Effective rate before taxes:
Effective rate after taxes:
Total monthly payment:
Monthly savings:
Annual savings:
Five year savings:
Ultimate Savings Report
What if you were to pay the same OLD payments instead of your NEW LOWER PAYMENTS... (which is your choice every month)... your monthly SAVINGS will reduce the loan principal each month, SHORTENING the loan itself... without ANY more costs than you used to pay.
Total years SAVED if same OLD payments are made on NEW loan:
Total years until "FREE & CLEAR" if savings are paid to principal:
TOTAL INTEREST SAVED over life of loan if savings are applied to principal:

6 Free Calculators For Managing Credit Card Debt:
Credit Card Comparison, Two Minimum Payment Interest Calculators, Fixed Vs. Minimum Payment, Two Debt Consolidation Calculators To Convert Credit Card Debt Into Long Term Loan
Print out results, save for reference
Calculators for automobile, credit card, family budget, real estate, retirement, health, utilities
ALSO LOTS MORE FREE CALCULATORS:
automobile, credit card, family budget, health, real estate, retirement, utilities

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